6100 TOPHER TRAIL, MULBERRY, FL, 33860
Active1 days on marketListed Aug 4, 2026MLS #L4964029
About this home
6100 TOPHER TRAIL
Don’t miss this rare opportunity to own a seldom-available ground-floor end-unit condo that is as charming as it is comfortable. This inviting two-bedroom, one-bath residence features an enclosed lanai, an outdoor patio, and brand-new Andersen double-pane windows in both front bedrooms. Continuous ceramic tile flooring flows throughout the home, creating a clean and cohesive feel. The well-equipped compact kitchen offers an opening and breakfast bar overlooking the living area, where there is also space to accommodate a dining table. A large hallway closet provides washer and dryer accommodations for added convenience. Relax on the back patio while enjoying peaceful views of the creek and surrounding wildlife. This lovely condo community also offers a community pool and spa. Schedule your showing today—clean, neat units like this one do not last long.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
662
Sqft
0.01 ac
Lot size
1984
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$924 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.5%
$/sqft vs FAIRWOODS A CONDO
$174 vs $166
Days on market
1 vs 35 typical
Where $174/sqft sits among the 6 homes for sale in FAIRWOODS A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 6
FAIRWOODS A CONDO have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 6100 TOPHER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$109,000
6043 TOPHER TRAIL UNIT 6043 · same community
2 bd · 1 ba · 662 sqft · $165/sqft · 108 DOM
Sold · Jul ’26$155,000
6046 TOPHER TRAIL UNIT 6046 · same community
2 bd · 2 ba · 812 sqft · $191/sqft · 18 DOM
Sold · Jan ’26$123,900
6095 TOPHER TRAIL · same community
2 bd · 2 ba · 812 sqft · $153/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6100 TOPHER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6100 TOPHER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6100 TOPHER TRAIL FAQs
What would the monthly payment be for 6100 TOPHER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6100 TOPHER TRAIL?+
The most recent tax bill on record (2025) was $391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6100 TOPHER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $115,500, this home is listed about 62% below the Mulberry median of $306,950. The market section on this page shows how the area is trending.
Which schools are assigned to 6100 TOPHER TRAIL?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MULBERRY 33860 market on paper
$115,500 is 60% below the MULBERRY 33860 median of $289,000, and at $174/sqft it sits under the Mulberry average of $186.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Mulberry market that averages 35 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Julie Shelton. MLS #L4964029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like 6100 TOPHER TRAIL but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →