2126 SMITHFIELD PLACE, LAKELAND, FL, 33801
Active4 days on marketListed Jul 31, 2026MLS #L4963839
About this home
2126 SMITHFIELD PLACE
Exceptional opportunity for multigenerational living! This spacious home offers 3 bedrooms and 1.5 baths, plus an office/den, in the main residence, featuring an open living and dining room designed for comfortable everyday living and entertaining. Connected by an enclosed 12' x 16' breezeway, the private guest/in-law living area includes two additional bedrooms, an updated full bath, a comfortable living/dining space, and a kitchenette with attractive cabinetry and counter tops, an apartment-size range, and a refrigerator. Each living space has its own entrance off the breezeway, providing flexibility and privacy for extended family, long-term guests, caregivers, or a variety of lifestyle needs. A spacious laundry/utility room includes a stackable washer and dryer, which convey for the buyer's convenience. Enjoy outdoor living on the 10' x 16' covered porch and the adjoining screened patio overlooking the partially fenced backyard. Just off the porch is a 10' x 10' attached storage room, perfect for a workshop, hobby room, or additional storage. Situated on a large corner lot in a convenient in-town location with no HOA, this well-maintained home features a new roof (2026), freshly painted interior, exterior paint completed in 2025, new landscaping, new porch screens, two hot water heaters, a side-entry two-car carport, and a durable stucco-over-brick exterior. Conveniently located just minutes from Southeastern University, Polk State College, and Florida Southern College, with easy access to shopping, dining, downtown Lakeland, parks, and recreational amenities. Offering exceptional flexibility, generous living space, and endless possibilities, this is a property you won't want to miss.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
1,734
Sqft
0.19 ac
Lot size
1962
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$159 vs $195
Days on market
4 vs 43 typical
Where $159/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lake South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Crystal Lake South — neighborhood snapshot
Population
3,062
Median age
38
Median income
$43,971
Median home value
$121,500
Avg household
3
Households w/ children
382
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
191 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2126 SMITHFIELD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$199,000
2126 SMITHFIELD CIRCLE S · same community
2 bd · 1.5 ba · 1,008 sqft · $197/sqft · 41 DOM
Sold · Feb ’26$275,000
1070 BUTTERCUP DRIVE
4 bd · 2.5 ba · 1,725 sqft · $159/sqft · 113 DOM
Sold · Oct ’25$180,000
1613 CRYSTAL COURT E
4 bd · 2 ba · 1,702 sqft · $106/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2126 SMITHFIELD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2126 SMITHFIELD PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2126 SMITHFIELD PLACE FAQs
What would the monthly payment be for 2126 SMITHFIELD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2126 SMITHFIELD PLACE?+
The most recent tax bill on record (2025) was $3,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2126 SMITHFIELD PLACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $274,900, this home is listed about 20% below the Lakeland median of $343,400. The market section on this page shows how the area is trending.
Which schools are assigned to 2126 SMITHFIELD PLACE?+
Crystal Lake Middle School (middle), Crystal Lake Elementary School (elementary), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brian Stephens. MLS #L4963839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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