4223 OAK LOOP UNIT 49, MULBERRY, FL, 33860
Active9 days on marketListed Jul 11, 2026MLS #L4963305
About this home
4223 OAK LOOP UNIT 49
Welcome to Meadow Oaks in the desirable Imperialakes community, where comfort, convenience, and low-maintenance living come together. This well-maintained 2-bedroom, 2-bath condominium offers a light, bright, and inviting floor plan with numerous recent updates, making it truly move-in ready. Brand-new tinted, solar windows and a new sliding glass door fill the home with natural light while enhancing energy efficiency. Additional improvements include a newer A/C system (2021), hot water heater (2021), and updated kitchen appliances, including the refrigerator, range, and dishwasher. The washer and dryer are also included for the buyer's convenience. Both bathrooms have been replumbed and beautifully remodeled. The spacious primary bath offers an updated, fresh design, while the hall bath features a stylish walk-in shower. The comfortable living area opens through sliding glass doors to a private patio—an ideal place to enjoy your morning coffee, relax with a good book, or entertain family and friends. The primary bedroom also features sliding glass doors leading to a second private patio, creating another peaceful outdoor retreat. An attached covered carport provides convenient protected parking just steps from your front door. The roof was replaced in 2021, providing added value and peace of mind for years to come. Located just steps from the community pool, you'll enjoy easy access to one of Meadow Oaks' most popular amenities. Conveniently situated near shopping, grocery stores, restaurants, banks, medical facilities, and major roadways, this home offers an exceptional South Lakeland location with easy access to Mulberry and beyond. The monthly condominium fee makes homeownership even easier by covering exterior building maintenance, roof replacement, grounds maintenance, lawn care, community pool, water, sewer, and trash service, allowing you to spend more time enjoying the Florida lifestyle and less time worrying about upkeep. Whether you're searching for a full-time residence, a seasonal getaway, or an easy-care Florida lifestyle, this charming condominium offers the perfect combination of comfort, updates, and location. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.03 ac
Lot size
1983
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs Mulberry actives
$176 vs $183
Days on market
9 vs 29 typical
Where $176/sqft sits among the 85 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
49 of 85
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4223 OAK LOOP UNIT 49
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$155,000
3901 OAK LOOP UNIT 33 · same community
2 bd · 2 ba · 960 sqft · $161/sqft · 150 DOM
Sold · Dec ’25$146,000
4243 OAK LOOP · same community
2 bd · 2 ba · 968 sqft · $151/sqft · 137 DOM
Sold · Mar ’26$140,000
3936 OAK LOOP UNIT 7 · same community
2 bd · 2 ba · 968 sqft · $145/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4223 OAK LOOP UNIT 49 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4223 OAK LOOP UNIT 49 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4223 OAK LOOP UNIT 49 FAQs
What would the monthly payment be for 4223 OAK LOOP UNIT 49?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4223 OAK LOOP UNIT 49?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4223 OAK LOOP UNIT 49?+
The most recent tax bill on record (2025) was $1,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4223 OAK LOOP UNIT 49?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $169,000, this home is listed about 46% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4223 OAK LOOP UNIT 49?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Russ Rhoads. MLS #L4963305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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