Kat Bonelli
$524,9505 bd3 ba2,715 sqft$193 /sqft$3,898 /mo all-in ↓

7520 HAVENWOOD DRIVE, LAKELAND, FL, 33810

Active30 days on marketListed Jul 7, 2026MLS #L4963237

Private poolSingle Family ResidenceNOT IN SUBDIVISION

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 2:00 PM

Come tour this beautifully renovated North Lakeland pool home situated on 1 acre and discover everything it has to offer! From the modern updates to the spacious outdoor space, this is a property you won't want to miss. Everyone who attends will receive a FREE $5 coffee gift card! Our preferred lender will also be on-site to answer financing questions, discuss loan options, and help you get pre-qualified so you can be ready to start your home-buying journey!

About this home

7520 HAVENWOOD DRIVE

USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS. Situated on a beautiful one-acre lot in Lakeland with NO HOA, this beautifully updated two-story pool home offers the perfect combination of modern upgrades, generous living space, and the freedom to enjoy your property without community restrictions. Featuring 5 bedrooms, 3 bathrooms, and 2,715 square feet of living space, this move-in ready home has been thoughtfully refreshed from top to bottom. Step inside to discover brand new luxury vinyl plank flooring throughout, creating a fresh and cohesive feel across the home's spacious layout. Multiple living areas provide flexibility for entertaining or relaxing, while the inviting fireplace adds warmth and character to the main living space. The completely updated kitchen is designed to impress with brand new cabinetry, beautiful new quartz countertops, brand new appliances, and updated fixtures that give the space a clean, modern finish. Whether you're preparing meals for family or hosting guests, this kitchen is both stylish and functional. All bedrooms have been updated with brand new carpet and ceiling fans. Comfort is a priority year-round with two brand new A/C systems, new windows, re-piped plumbing, and a new electric water heater. There is also a large interior laundry room for added convenience. The home's five generously sized bedrooms and three full bathrooms provide plenty of room for family and visitors. Outside, enjoy your own private fenced-in backyard retreat featuring a swimming pool, screened-in rear porch, an outdoor storage shed, and a full acre of land with endless possibilities for recreation, gardening, or simply enjoying the outdoors. A two-car garage provides ample parking and additional storage space. With extensive updates already completed, modern finishes throughout, and the rare combination of acreage, a newly refinished pool, and NO HOA, this exceptional Lakeland property is ready for its next owner to move right in and make it home.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,715

Sqft

1 ac

Lot size

2

Garage

1974

Year built

Two

Levels

$193

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Brick · Wood Frame
FoundationCrawlspace · Slab
FacesSoutheast
ExteriorOther · Storage

Community & fees

Taxes (2025)$4,986/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,898 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$416
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,373Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,373
Interest rate6.00%
Loan term

Estimated payment

$3,898/mo

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$416
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT IN SUBDIVISION

$193 vs $258

Days on market

30 vs 43 typical

Where $193/sqft sits among the 123 homes for sale in NOT IN SUBDIVISION

46 · this home
42
17
2
5
11
$127–226$226–325$325–424$424–523$523–622$622+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 7520 HAVENWOOD DRIVE

Drive times from this address

Downtown Tampa46 min
Walt Disney World50 min
Tampa Int’l Airport (TPA)57 min
Universal Orlando61 min
Downtown Orlando67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

59 of 123

NOT IN SUBDIVISION have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $524,950 · 30 days on market since
1974Built · NOT IN SUBDIVISION

Reality check

What actually sold near 7520 HAVENWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

308 MARTIN LUTHER KING BOULEVARDSold · Jan ’26

$35,658

308 MARTIN LUTHER KING BOULEVARD · same community

4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM

4510 CINDY ROADSold · Dec ’25

$485,000

4510 CINDY ROAD · same community

4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM

3800 GERBER DAIRY ROADSold · Mar ’26

$1,450,000

3800 GERBER DAIRY ROAD · same community

3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7520 HAVENWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7520 HAVENWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

7520 HAVENWOOD DRIVE FAQs

What would the monthly payment be for 7520 HAVENWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7520 HAVENWOOD DRIVE?+

The most recent tax bill on record (2025) was $4,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $524,950, this home is listed about 55% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Listing courtesy of PORCHLIGHT HOMES LLC · Angie Reynolds. MLS #L4963237.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7520 HAVENWOOD DRIVE, LAKELAND, FL — 5 Bed, 3 Bath — $524,950 | CENTURY 21 Edge