Kat Bonelli
Mixed Use

Commercial Sale · Mixed Use

$389,9002,146 sq ft$182 /sq ft0.22 acres2 units

1025 E MAIN STREET, BARTOW, FL, 33830

Active42 days on marketListed Jun 13, 2026MLS #L4962724

About this property

The property at a glance

Income-producing duplex in downtown Bartow's high-visibility corridor. Both units fully occupied with immediate cash flow. Property zoned C-2 with multi-family residential approval, offering flexible use for investor expansion—conversion to mixed-use (retail/office ground floor, residential upper), commercial redevelopment, or continued residential operation. Unit 1 (First Floor) features 3 BR / 1 BA, while Unit 2 (Second Floor) mirrors that layout. Total property encompasses 6 BR, 2 BA across 2,038 sq ft. The property offers separately metered utilities for independent operational costs, updated interiors with modern finishes, and a well-maintained exterior and structure. C-2 zoning provides flexibility for future mixed-use or commercial conversion. Located downtown with established foot traffic and visibility, the property is currently tenant-occupied with income-verified occupancy. Ideal for value-add investors, owner-operators, or developers seeking Downtown Bartow redevelopment potential with immediate income stream. Cash-flowing asset with zoning upside.

2,146

Building sq ft

$182

Price / sq ft

0.22

Lot acres

1920

Year built

2

Units

1

Building

C2-R3

Zoning

Mixed Use

Property type

Building size2,146 sq ft
Lot size0.22 acres
Year built1920
Units2
Buildings1
ZoningC2-R3
ConstructionVinyl Siding
CoolingCentral Air
HeatingCentral
UtilitiesPublic · Water Connected
Annual taxes$5,138

The numbers

Investment snapshot

$37,800

Gross income (yr)

$194,950

Price / unit

2

Units

Estimated payment (illustrative)

Down payment25% · $97,475
Interest rate6.00%
Loan term

Estimated payment

$2,341/mo

Principal & interest$1,753
Property taxes (actual bill)$428
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Kat to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

4,500vehicles / day · 2025Sr-60/Van Fleet Dr to Van Fleet Dr/Sr-60 · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Tony's Chicken and WafflesRestaurant0.4 mi
Lenny's Grill and SubsRestaurant0.5 mi
Taco BellRestaurant0.5 mi
Palace PizzaRestaurant0.6 mi
Lowe'sRetail0.6 mi
Zaxby'sRestaurant0.6 mi
SubwayRestaurant0.7 mi
Wells FargoBank0.7 mi
PublixGrocery0.7 mi
Walmart SupercenterGrocery0.7 mi
WalgreensBank0.7 mi
BBTBank0.7 mi
TruistBank0.7 mi
Walmart PharmacyBank0.7 mi
Jimmy John'sRestaurant0.7 mi
Burger KingRestaurant0.7 mi
Pizza HutRestaurant0.7 mi
Sonny'sRestaurant0.7 mi
ALDIGrocery0.7 mi
El Ranchito JaliscoRestaurant0.8 mi
Harbor Freight ToolsRetail0.8 mi
Beef O'Brady'sRestaurant0.8 mi
Bartow Shopping CenterRetail0.8 mi
7-ElevenGrocery0.8 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

32,738

Population

$62,636

Median income

36.2

Median age

2.91

Avg household

$207,900

Median home value

$1,017/mo

Median rent

3,768

Households w/ kids

Recent sales

What actually sold near 1025 E MAIN STREET

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

535 E MAIN STREET

$39,600

535 E MAIN STREET

2,140 sqft · $19/sqft · Sold May 24, 2025

525 E MAIN STREET

$38,400

525 E MAIN STREET

2,190 sqft · $18/sqft · Sold Nov 14, 2025

550 E MAIN STREET

$348,000

550 E MAIN STREET

1,830 sqft · $190/sqft · Sold Apr 3, 2026

Your team

The pros in your corner

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 1025 E MAIN STREET — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 1025 E MAIN STREET.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Hunter Sims. MLS #L4962724.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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