3935 SUNSET LAKE DRIVE, LAKELAND, FL, 33810
Active69 days on marketListed Jun 1, 2026MLS #L4962327
About this home
3935 SUNSET LAKE DRIVE
Welcome to the desirable and gated community of TerraLargo. Walk or jog the tree-lined sidewalks past beautiful landscaping to the tennis courts for a game of tennis, basketball or pickleball. Enjoy the resort style zero-entry pool, jetted spa, fully equipped fitness center, clubhouse with meeting space and locker rooms, covered playground, or lakefront gazebo. Pool has been resurfaced May 2026. HOA fees include all of this as well as cable and internet. Upgrade your life with this beautiful central FL home that boasts light and bright spaciousness. Entire interior has been freshly painted. All bedrooms have new LVP flooring and baseboards, making it easy and durable for pets and kiddos. Two large living spaces give plenty of room for the whole family, as well as a formal dining room and a breakfast space. The large kitchen boasts expansive granite countertops for barstool dining and all of your gadgets, and plenty of storage with 42 inch upper cabinets. There is a new dishwasher, under cabinet lighting, and updated custom shelving in the large pantry. Stay cool with your new energy efficient AC with smart thermostats and 10 year transferable warranty. Laundry room has updated wood shelves and a sink. Bonus room upstairs is very large, has a walk-in closet, and could be a playroom, office, media room, or teen room. Hall bath has a new tiled shower and bathtub. Home also has a floored attic and yard is privacy fenced, with sprinkler system, lemon and banana trees, and a relaxing under-truss back porch with pavers. The driveway pavers have been freshly refinished and Spanish tile roof has been professionally washed. All power lines are underground (great for storms). There is a wired security system. Garage has workshop storage cabinets and work table. Home is on a culdesac street - no through traffic. This is a quiet, established, and friendly community with easy access to I-4 and every local need or amenity. Your Florida lifestyle awaits!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,200
Sqft
0.24 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,375 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,375/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Lakeland actives
$179 vs $194
Days on market
69 vs 44 typical
Where $179/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
200 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3935 SUNSET LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$652,000
3939 SUNSET LAKE DRIVE · same community
4 bd · 3 ba · 3,221 sqft · $202/sqft · 29 DOM
Sold · Jun ’26$410,000
2250 BELLA LUNA CIRCLE · same community
4 bd · 2.5 ba · 2,888 sqft · $142/sqft · 39 DOM
Sold · Aug ’25$395,000
2317 BELLA LUNA CIRCLE · same community
4 bd · 2.5 ba · 2,592 sqft · $152/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3935 SUNSET LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3935 SUNSET LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3935 SUNSET LAKE DRIVE FAQs
What would the monthly payment be for 3935 SUNSET LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,375/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3935 SUNSET LAKE DRIVE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3935 SUNSET LAKE DRIVE?+
The most recent tax bill on record (2025) was $6,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3935 SUNSET LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $574,000, this home is listed about 69% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of STRAIGHT UP REALTY & PM LLC · Mary Kay Cook. MLS #L4962327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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