4823 SAN IGNACIO DRIVE, SEBRING, FL, 33872
Active85 days on marketListed Apr 29, 2026MLS #L4961480
About this home
4823 SAN IGNACIO DRIVE
Welcome to your like-new Florida retreat in the highly sought-after Sun 'n Lake of Sebring community! Built in 2021 and perfectly situated on an oversized .31-acre lot, this beautifully designed 3-bedroom, 2-bath home offers 2,125 sq ft of modern comfort, style, and space. From the moment you arrive, you’ll appreciate the curb appeal of the side-load garage, covered front porch, and well-maintained exterior. Step inside to an open, airy floor plan filled with natural light, luxury vinyl wood-look flooring, and thoughtful design throughout. The heart of the home is the spacious kitchen—featuring a large center island, light granite countertops, abundant cabinetry, and a charming bay window that creates the perfect spot for morning coffee. The kitchen flows seamlessly into the living area, making it ideal for entertaining or everyday living. A formal dining room adds flexibility for gatherings and special occasions. The split-bedroom layout provides privacy, with a generous primary suite offering a large walk-in closet, dual sinks, and a beautifully tiled walk-in shower. Secondary bedrooms are well-sized and positioned for comfort and convenience. Enjoy Florida living at its best with both covered front and back porches—perfect for relaxing or hosting guests. Located in the vibrant Sun 'n Lake of Sebring community, residents enjoy access to a premier 36-hole golf course, recreation facilities, parks, and more—all with NO HOA and NO CDD fees. Plus, you’re just minutes from shopping, dining, and the new AdventHealth Sebring. This home checks all the boxes—modern, spacious, and move-in ready in one of Sebring’s most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.31 ac
Lot size
2
Garage
2021
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs SUN N LAKE
$182 vs $195
Days on market
85 vs 60 typical
Where $182/sqft sits among the 53 homes for sale in SUN N LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
21 of 53
SUN N LAKE have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1200% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4823 SAN IGNACIO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$235,000
4027 BIANCA STREET · same community
3 bd · 2 ba · 1,796 sqft · $131/sqft · 16 DOM
Sold · Mar ’26$292,900
8736 CAPILLA STREET · same community
4 bd · 2 ba · 1,759 sqft · $167/sqft · 104 DOM
Sold · Dec ’25$250,000
4408 NAVARRE AVENUE · same community
4 bd · 2 ba · 1,828 sqft · $137/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4823 SAN IGNACIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4823 SAN IGNACIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4823 SAN IGNACIO DRIVE FAQs
What would the monthly payment be for 4823 SAN IGNACIO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4823 SAN IGNACIO DRIVE?+
The most recent tax bill on record (2025) was $3,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $325,000, this home is listed about 16% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4823 SAN IGNACIO DRIVE?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 1200% above the SEBRING 33872 median — but at 1,788 sqft it's also 19% larger than the typical Sebring listing.
02Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $335,000, now $325,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Michelle Howard. MLS #L4961480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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