Kat Bonelli
$370,000$384,9005 bd3.5 ba2,652 sqft$140 /sqft$2,750 /mo all-in ↓

151 PINE STREET, BABSON PARK, FL, 33827

Active171 days on marketListed Feb 2, 2026MLS #L4958433

Reduced $15KSingle Family ResidenceSTEPHENSONS ADD

About this home

151 PINE STREET

Are you looking for a charming Central Florida retreat with multi-generational living? Then 151 Pine Street in Babson Park, Florida is the perfect home for your next chapter. Discover the perfect blend of space, flexibility, and small-town charm in this impressive 5-bedroom home. Located in the peaceful, "Mayberry-esque" community of Babson Park, this property offers a rare Florida find: a functional basement designed for multi-generational living or rental potential. The interior features a modern open floor plan with cathedral ceilings and a split-bedroom layout for maximum primary suite privacy. The unique basement includes a mother-in-law suite with its own private entrance, living area, and kitchenette—ideal for extended family or as an income-generating apartment, as Webber International University is just a mile down the road. You can also rest easy with significant recent improvements, including a newer roof and high-efficiency HVAC system (both ~3 years old), and a Westinghouse water softener system. Relax on the large 34'x11' screened-in balcony lanai, which offers elevated views of the lush landscape. With no HOA, you have the freedom to park your boat or RV on your 0.29-acre lot, and there are two driveways to accommodate plenty of parking. This home is also nestled in a prime Central Florida location, where you can experience quiet beauty without sacrificing convenience, as you will live just minutes from the pristine, spring-fed shores of Crooked Lake, renowned for superior trophy bass fishing and boating, all while being close to first-class golf courses like the Lake Wales Country Club and just a short distance from the Lake Wales Airport. Enjoy the proximity to top local dining like The Crooked Bass Grill and Tavern, medical care, and shopping at Publix. Since Babson Park is centrally located, nestled along the Ridge, you are just a 1–2 hour drive from Florida’s famous east and west coast beaches. You will be just 45 minutes (36 miles) from Lakeland; 1 hour & 10 minutes (60 miles) from Orlando; and 1 hour & 10 minutes (65 miles) from Tampa. This home is USDA eligible, making it a fantastic opportunity for those seeking flexible financing options. Schedule your private tour of this unique home today.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,652

Sqft

0.29 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$140

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Wood Siding
FoundationBasement
FacesSouth
ParkingOversized
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$2,976/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,750 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$248
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,750/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$248
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Babson Park actives

$140 vs $188

Days on market

171 vs 65 typical

Where $140/sqft sits among the 20 Babson Park actives

8 · this home
5
3
2
0
2
$140–185$185–230$230–276$276–321$321–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babson Park

Map of 151 PINE STREET

Drive times from this address

Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Babson Park. See the full Babson Park guide →

BABSON PARK 33827 — neighborhood snapshot

Population

2,438

Median age

40.7

Median income

$59,776

Median home value

$213,000

Avg household

2.45

Households w/ children

235

For the school run

Polk County School District

ElementaryDale R Fair Babson Park Elementary★★★★★
ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Babson Park market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$280K$268K

Babson Park median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

13 of 20

Babson Park actives have cut their price

Median sold price, Babson Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the BABSON PARK 33827 median. See the full Babson Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $370,000 $15K
Feb 2, 2026Listed at $384,900 · 171 days on market since
1985Built · STEPHENSONS ADD

Reality check

What actually sold near 151 PINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 MOUNTAIN DRIVESold · Apr ’26

$255,000

430 MOUNTAIN DRIVE · same community

3 bd · 2 ba · 1,549 sqft · $165/sqft · 9 DOM

22 MOUNTAIN DRIVESold · Dec ’25

$210,000

22 MOUNTAIN DRIVE · same community

2 bd · 2 ba · 1,416 sqft · $148/sqft · 14 DOM

42 MOUNTAIN DRIVESold · Aug ’25

$289,000

42 MOUNTAIN DRIVE · same community

3 bd · 2 ba · 1,280 sqft · $226/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 151 PINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 151 PINE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

151 PINE STREET FAQs

What would the monthly payment be for 151 PINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 151 PINE STREET?+

The most recent tax bill on record (2025) was $2,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Babson Park?+

At $370,000, this home is priced right at the Babson Park median.

Which schools are assigned to 151 PINE STREET?+

Dale R Fair Babson Park Elementary (elementary), Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$370,000 runs 20% above the BABSON PARK 33827 median — but at 2,652 sqft it's also 29% larger than the typical Babson Park listing.

02Time on market is leverage

171 days on market against a Babson Park median of 65 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $384,900, now $370,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of REMAX EXPERTS · Katie Schmid. MLS #L4958433.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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