
5409 WATERSIDE DRIVE, AUBURNDALE, FL, 33823
Active409 days on marketListed Jun 10, 2025MLS #L4953665
About this home
5409 WATERSIDE DRIVE
This thoughtfully designed approximately 2,200 sq ft home offers 4 bedrooms, 3 full baths, and a 2-car garage, delivering a layout that balances open gathering spaces with exceptional bedroom privacy. Upon entering, you’re welcomed into an open-concept great room, dining room, and kitchen with 10’ ceilings, wood-look plank tile in main living areas, granite countertops throughout, 5¼-inch baseboards, and wainscoting in the dining room, creating a polished yet comfortable living environment. One of the most desirable features of this floorplan is its ability to support multi-generational living. In addition to the primary owner’s suite, the home includes a secondary bedroom with its own private ensuite and walk-in closet, making it an ideal setup for an adult child, parent, grandparent, or long-term guest who values both independence and comfort. This thoughtful arrangement allows multiple household members to enjoy true privacy within the same home. The primary owner’s suite is spacious and inviting, featuring a tray ceiling with crown molding and a well-appointed ensuite with dual vanities with storage drawers, linen closet, separate tiled shower with glass enclosure, and a soaking tub. The remaining two bedrooms are also generously sized and share an oversized bath with double-sink vanity, storage drawers, linen closet, and a separate toilet and tub-shower area, offering both function and convenience. Notably, every bedroom in the home includes a walk-in closet, and three of the four bedrooms connect directly to a bathroom, a feature buyers often find both practical and rare. The exterior showcases a tile roof, paver driveway, and a paver-covered lanai, extending living space outdoors. Located in Lake Juliana Estates, residents enjoy a gated community with two entry gates, a gorgeous clubhouse with fitness center, pool overlooking the lake, basketball and tennis courts, playground, and a community boat ramp and dock. Convenient access to I-4 and the Polk Parkway makes commuting and travel easy. Buyers who choose this floorplan often appreciate how effortlessly it accommodates evolving household needs—offering flexibility, privacy, and comfort without sacrificing shared living space. It’s a well-planned home for those seeking functionality today and adaptability for the future.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,200
Sqft
0.17 ac
Lot size
3
Garage
2025
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs LAKE JULIANA ESTATES
$191 vs $209
Days on market
409 vs 50 typical
Where $191/sqft sits among the 25 homes for sale in LAKE JULIANA ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Juliana Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Lake Juliana Estates — neighborhood snapshot
Population
355
Median age
53
Median income
$101,000
Median home value
$379,400
Avg household
3
Households w/ children
35%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
17 of 25
LAKE JULIANA ESTATES have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 5409 WATERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$391,015
5120 VILLA CREST WAY · same community
4 bd · 3 ba · 2,200 sqft · $178/sqft · 557 DOM
Sold · Feb ’26$393,665
4658 GRANDVIEW GLEN DRIVE · same community
4 bd · 3 ba · 2,200 sqft · $179/sqft · 722 DOM
Sold · Dec ’25$408,165
5102 VILLA CREST WAY · same community
4 bd · 3 ba · 2,200 sqft · $186/sqft · 513 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5409 WATERSIDE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5409 WATERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5409 WATERSIDE DRIVE FAQs
What would the monthly payment be for 5409 WATERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,107/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5409 WATERSIDE DRIVE?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5409 WATERSIDE DRIVE?+
The most recent tax bill on record (2024) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5409 WATERSIDE DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $419,846, this home is listed about 18% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5409 WATERSIDE DRIVE?+
Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,846 runs 29% above the AUBURNDALE 33823 median — but at 2,200 sqft it's also 19% larger than the typical Auburndale listing.
02Time on market is leverage
409 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $440,665, now $419,846 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY · Jesse Tapia. MLS #L4953665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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