Kat Bonelli
$229,500$239,5003 bd1 ba1,008 sqft$228 /sqft$1,743 /mo all-in ↓

6205 NW 26TH TERRACE, GAINESVILLE, FL, 32653

Active88 days on marketListed May 9, 2026MLS #GC540182

Priced 15% below the GAINESVILLE 32653 medianReduced $10KSingle Family ResidenceNORTHWOOD PINES

About this home

6205 NW 26TH TERRACE

$10,000 PRICE IMPROVEMENT!!!! Welcome home to this charming and cozy 3-bedroom, 1-bath gem located in the beautiful city of Gainesville! Situated on a desirable corner lot, this property offers a generously sized front and backyard — perfect for entertaining guests, hosting family gatherings, or giving pets plenty of room to roam and play. Step inside and be greeted by an inviting living room filled with natural light, creating a warm and welcoming atmosphere. The home features beautiful laminate flooring throughout, while the stunning red stone accent walls add character and charm that flows seamlessly from the living room into the kitchen area. The kitchen comes equipped with updated appliances, making it both stylish and functional for everyday living. This home truly offers comfort, charm, and convenience all in one. Conveniently located just minutes from shopping, the University of Florida, and major hospitals, this home places you near everything you need. All this home is missing is YOU! Schedule your showing today and don’t miss the opportunity to own this lovely gem!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,008

Sqft

0.29 ac

Lot size

1

Garage

1976

Year built

One

Levels

$228

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Refrigerator
InteriorOther
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesNorthwest
ParkingGarage Door Opener
ExteriorNone

Community & fees

Taxes (2026)$1,571/yr

Utilities & systems

UtilitiesStreet Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,743 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property tax — 2026 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,033Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,033
Interest rate6.00%
Loan term

Estimated payment

$1,743/mo

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$220KedgeAI estimate $233,260 · range $229K$245K$255K

vs edgeAI estimate

−1.6%

$/sqft vs NORTHWOOD PINES

$228 vs $192

Days on market

88 vs 45 typical

Where $228/sqft sits among the 7 homes for sale in NORTHWOOD PINES

1
0
2
2
1
1 · this home
$135–154$154–172$172–190$190–209$209–227$227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 6205 NW 26TH TERRACE

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32653 — neighborhood snapshot

Population

15,457

Median age

44.4

Median income

$97,700

Median home value

$273,700

Avg household

2.4

Households w/ children

1,735

For the school run

Alachua County School District

ElementaryC. W. Norton Elementary School★★★★★
MiddleWestwood Middle School★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$340K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

6 of 7

NORTHWOOD PINES have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the GAINESVILLE 32653 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,500 $10K
May 9, 2026Listed at $239,500 · 88 days on market since
1976Built · NORTHWOOD PINES

Reality check

What actually sold near 6205 NW 26TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5631 NW 25TH TERRACESold · Jun ’26

$245,000

5631 NW 25TH TERRACE · same community

2 bd · 2 ba · 1,074 sqft · $228/sqft · 135 DOM

6630 NW 26TH TERRACESold · Mar ’26

$240,000

6630 NW 26TH TERRACE · same community

3 bd · 1.5 ba · 918 sqft · $261/sqft · 9 DOM

6624 NW 28TH TERRACESold · Jun ’26

$267,000

6624 NW 28TH TERRACE · same community

3 bd · 2 ba · 1,162 sqft · $230/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6205 NW 26TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6205 NW 26TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

6205 NW 26TH TERRACE FAQs

What would the monthly payment be for 6205 NW 26TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6205 NW 26TH TERRACE?+

The most recent tax bill on record (2026) was $1,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $229,500, this home is listed about 21% below the Gainesville median of $291,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6205 NW 26TH TERRACE?+

C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Anna Huntley. MLS #GC540182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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