4347 NW 43RD TERRACE, GAINESVILLE, FL, 32606
Active96 days on marketListed May 1, 2026MLS #GC539670
About this home
4347 NW 43RD TERRACE
Welcome to a well-maintained home in the NW Gainesville neighborhood of Rustlewood which has only 60 homes, no HOA, and no thru traffic! This home features a large, updated kitchen with granite counters, new cabinets, recent appliances, a bar area with custom stonework to match the fireplace, and an open connection to the dining area and great room. The inside of this home looks clean and fresh with new paint, updated lighting, vaulted great room ceiling with a wood accent beam, and a wood-burning fireplace surrounded by beautiful stone. Vinyl plank flooring has upgraded the living areas, kitchen, and one bedroom. The primary bathroom has had a shower update as well! The exterior features fresh paint and a complete fencing around the property. There is a storage shed in the backyard, along with a generator hookup available if needed. The two-car garage is well-sized, has your washer and dryer hook-ups, and can manage your cars as well as your storage. This property offers a fantastic location, top schools, and a welcoming and quaint neighborhood.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,386
Sqft
0.24 ac
Lot size
2
Garage
1982
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Gainesville actives
$201 vs $198
Days on market
96 vs 45 typical
Where $201/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4347 NW 43RD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
4520 NW 43RD PLACE · same community
2 bd · 2 ba · 1,467 sqft · $222/sqft · 32 DOM
Sold · Sep ’25$285,607
4337 NW 43RD TERRACE · same community
4 bd · 2 ba · 1,554 sqft · $184/sqft · 11 DOM
Sold · Sep ’25$328,000
4518 NW 44TH PLACE · same community
4 bd · 2 ba · 1,708 sqft · $192/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4347 NW 43RD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4347 NW 43RD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4347 NW 43RD TERRACE FAQs
What would the monthly payment be for 4347 NW 43RD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4347 NW 43RD TERRACE?+
The most recent tax bill on record (2025) was $2,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $279,000, this home is listed about 5% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4347 NW 43RD TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32606 market on paper
$279,000 is 13% below the GAINESVILLE 32606 median of $319,950, and at $201/sqft it sits under the Gainesville average of $208.
02Time on market is leverage
96 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $315,000, now $279,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFESSIONALS · Jennifer Figueroa. MLS #GC539670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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