2258 NW 89TH WAY, GAINESVILLE, FL, 32606
Active104 days on marketListed Apr 21, 2026MLS #GC539650
About this home
2258 NW 89TH WAY
**Seller offering up to $3,000 toward buyer closing costs or an interest-rate buydown** Exceptional *Newly-Built 2023, 2-Story Home* in the desired Tara Lane Community, just minutes from Santa Fe College North Campus & less than 6 miles from UF Campus. Spacious great room with easy-maintenance, wood-looking ceramic tile floors throughout the living room, kitchen, and bathroom areas. The kitchen features quartz-topped countertops, stainless steel appliances, ample cabinet storage, and a large pantry. The versatile island doubles as a breakfast bar and food preparation station, while the screened-in patio just off the dedicated dining nook is perfect for outdoor relaxation without the bugs. The downstairs bedroom is flexible for an office or guest bedroom, making this home great for every generation to enjoy. The upstairs owner's suite features a large walk-in shower, a dual-vanity sink, a water closet, and a large master closet. Bedrooms 3 and 4 share a Jack & Jill full bathroom featuring a dual-vanity sink, optimizing prep space. Includes an upstairs utility room with a new washer/dryer. This is a close-knit, small, 20-home community perfect for those seeking serene living in the city. The community offers a reading bench, a secluded walking trail, and a dedicated swingset for fun in the sun. Most residents enjoy the nearest amenities, just 10 minutes away at the popular Gainesville Health and Fitness or Albert "Ray" Massey Park. BUYER INCENTIVES: Seller offering up to $3,000 toward buyer closing costs or an interest-rate buydown HOA DUES: $70/Month SCHOOL ZONES: Hidden Oak Elementary School, Fort Clarke Middle School, Buchholz High School INSURANCE: No Flood Insurance required FEATURES: Integrated Ring Security, Smart Water Protection, and Energy Efficiency (Devices managed through the Ring App) - Built-In Ring Alarm/Security System with sensors, keypad, video doorbell, and smoke/CO alerts - Flo by Moen Smart Water Monitoring and Automatic Shut-Off for Leak Protection - Integrated Smart Thermostat, Smart Lock, and Home Networking Infrastructure
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,086
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,372 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,372/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Gainesville actives
$189 vs $198
Days on market
104 vs 36 typical
Where $189/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2258 NW 89TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,900
2208 NW 89TH WAY · same community
4 bd · 3 ba · 2,096 sqft · $191/sqft · 37 DOM
Sold · Feb ’26$345,000
8024 NW 2ND COURT
4 bd · 2 ba · 2,084 sqft · $166/sqft · 215 DOM
Sold · May ’26$425,000
9310 NW 10TH PLACE
4 bd · 2 ba · 2,070 sqft · $205/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2258 NW 89TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2258 NW 89TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2258 NW 89TH WAY FAQs
What would the monthly payment be for 2258 NW 89TH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,372/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2258 NW 89TH WAY?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2258 NW 89TH WAY?+
The most recent tax bill on record (2025) was $7,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2258 NW 89TH WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $394,900, this home is listed about 34% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2258 NW 89TH WAY?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$394,900 runs 24% above the GAINESVILLE 32606 median — but at 2,086 sqft it's also 44% larger than the typical Gainesville listing.
02Time on market is leverage
104 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,898, now $394,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GIDEON PROPERTY SERVICES · Audriana McDougald. MLS #GC539650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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