1187 SW BOSTON TERRACE, FORT WHITE, FL, 32038
Pending152 days on marketListed Mar 11, 2026MLS #GC538057
About this home
1187 SW BOSTON TERRACE
Rare opportunity - Own 4 adjoining lots with 3 wells, power, 4 septic systems & 3 RV power hookups. One lot has a tiny house designed for simple living with a full bathroom & is set up for an outdoor kitchen. Hand pump installed so water is available even when the power goes out. There is also a 12’ x 12’ shed with window AC unit for an additional tiny house experience. Each lot has power, septic system, well & RV connection. The land has been cleared around the living quarters but otherwise left naturally wooded adding to the beauty & privacy of rural living. Enjoy watching the colorful sunsets & abundance of wildlife while beginning your day or unwinding on the front porch. With $175.00 yearly fee, enjoy golf carting to the multiple neighborhood parks including 13 private parks & boat ramp accessing the Santa Fe River & Ichetucknee River. Wonderful opportunity for a family compound, income or just a great place to call home. Additional vacant lots available see GC538105 & GC538112 (totally 6 contiguous lots).
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
240
Sqft
2.76 ac
Lot size
1983
Year built
One
Levels
$833
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,571 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,571/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Three Rivers Estates
Get to know Fort White. See the full Fort White guide →
Three Rivers Estates — neighborhood snapshot
Population
1,724
Median age
46
Median income
$51,123
Median home value
$161,335
Avg household
3
Households w/ children
186
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1187 SW BOSTON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1187 SW BOSTON TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1187 SW BOSTON TERRACE FAQs
What would the monthly payment be for 1187 SW BOSTON TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,571/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1187 SW BOSTON TERRACE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1187 SW BOSTON TERRACE?+
The most recent tax bill on record (2025) was $1,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1187 SW BOSTON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $200,000, this home is listed about 45% below the Fort White median of $364,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1187 SW BOSTON TERRACE?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT WHITE 32038 market on paper
$200,000 is 23% below the FORT WHITE 32038 median of $258,500.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
152 days on market against a Fort White median of 68 — sellers in this position are usually ready to negotiate.
Listing courtesy of HORIZON REALTY OF ALACHUA INC · Dee Edwards. MLS #GC538057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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