Kat Bonelli
$328,0003 bd2 ba1,436 sqft$228 /sqft$2,363 /mo all-in ↓

3442 RED OAK CIRCLE E, ORANGE PARK, FL, 32073

Active265 days on marketListed Oct 28, 2025MLS #GC535028

Priced 7% below the ORANGE PARK 32073 medianPrivate poolSingle Family ResidenceLAKESIDE ESTATES

About this home

3442 RED OAK CIRCLE E

Live in the City - Enjoy the River! This move-in ready 3/2 home with an in-ground pool, is in an established Orange Park neighborhood close to everything you need! Minutes from schools, restaurants, and beautiful Doctor's Lake. Only 15 minutes from the Lakeshore Boat Ramp and Whitey's Fish Camp, and just 4 miles from the Thrasher-Horne Center. Conveniently situated between local hospitals, this home offers both comfort and convenience. Inside, you'll find new flooring, kitchen cabinets, countertops, and sliding glass doors that open to a spacious 280 sq. ft. screened porch overlooking the 16'x30' in-ground pool—perfect for relaxing or entertaining. The large living room is big enough to create both a living and sitting area and features a cozy fireplace. The primary suite includes an ensuite bath and two closets, while the second and third bedrooms share a full bath and has generous closet space. The home is vacant and waiting for your personal touches to make it your own.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,436

Sqft

0.23 ac

Lot size

2

Garage

1973

Year built

One

Levels

$228

Per sqft

Private poolFireplace

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2024)$1,520/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,363 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,931
FHA mortgage insurance (est.)$145
Property tax — 2024 actual bill$127
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,480Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,480
Interest rate6.00%
Loan term

Estimated payment

$2,363/mo

Principal & interest$1,931
FHA mortgage insurance (est.)$145
Property taxes (actual bill)$127
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orange Park actives

$228 vs $181

Days on market

265 vs 98 typical

Where $228/sqft sits among the 30 Orange Park actives

7
5
5
9
1
3 · this home
$138–153$153–168$168–183$183–198$198–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeside Estates

Map of 3442 RED OAK CIRCLE E inside its neighborhood boundary

Get to know Orange Park. See the full Orange Park guide →

Lakeside Estates — neighborhood snapshot

Population

2,078

Median age

46

Median income

$106,635

Median home value

$297,634

Avg household

3

Households w/ children

233

For the school run

Clay County School District

MiddleLakeside Junior High School★★★★
ElementaryMontclair Elementary School★★★★★
HighOrange Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange Park market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$340K$409K

Orange Park median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

8 of 30

Orange Park actives have cut their price

Median sold price, Orange Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the ORANGE PARK 32073 median. See the full Orange Park market guide →

Paper trail

This home's history

Oct 28, 2025Listed at $328,000 · 265 days on market since
1973Built · LAKESIDE ESTATES

Reality check

What actually sold near 3442 RED OAK CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8807 OVERLOOK DRIVESold · Oct ’25

$330,000

8807 OVERLOOK DRIVE · same community

3 bd · 2 ba · 1,730 sqft · $191/sqft · 23 DOM

2725 NW 21st Ave, Oakland Park FL 33311Sold · Nov ’25

$599,900

2725 NW 21st Ave, Oakland Park FL 33311 · same community

3 bd · 2 ba · 6 DOM

1453 VIA SANGRO PLACESold · Jun ’26

$985,000

1453 VIA SANGRO PLACE · same community

4 bd · 3 ba · 3,057 sqft · $322/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3442 RED OAK CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3442 RED OAK CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

3442 RED OAK CIRCLE E FAQs

What would the monthly payment be for 3442 RED OAK CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3442 RED OAK CIRCLE E?+

The most recent tax bill on record (2024) was $1,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orange Park?+

At $328,000, this home is listed about 7% below the Orange Park median of $351,750. The market section on this page shows how the area is trending.

Which schools are assigned to 3442 RED OAK CIRCLE E?+

Lakeside Junior High School (middle), Montclair Elementary School (elementary), Orange Park High School (high) — Clay County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORANGE PARK 32073 market on paper

$328,000 is 7% below the ORANGE PARK 32073 median of $354,500.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

265 days on market against a Orange Park median of 98 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lakeside Junior High School, Montclair Elementary School, Orange Park High School — Lakeside Junior High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC535028.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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