1218 CR 450, LAKE PANASOFFKEE, FL, 33538
Active2 days on marketListed Aug 5, 2026MLS #G5115772
About this home
1218 CR 450
Check out this charming 3 bed 2 bath home on an oversized lot with RV parking and hookup, boat parking, two sheds, and plenty of additional parking! With screened lanais at both the front and back, this home offers plenty of space for relaxing, entertaining, storage, and everyday Florida living. A few great updates and features include mature oak trees, established landscaping, an extra carport, and inside laundry with washer and dryer hookups. The bright kitchen overlooks the dining area and rear lanai, and outside the designated RV area with its own hookup and room for a boat makes this property a strong fit for anyone who enjoys fishing, traveling, or weekend getaways. The two sheds add even more storage and project space. Located in a golf-cart-friendly community with a waterfront restaurant and convenient access to I-75, this home provides an easy drive to Ocala, Tampa, and Orlando. With its oversized lot, flexible layout, outdoor space, and added parking, this property offers space, convenience, and plenty of possibilities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,548
Sqft
0.37 ac
Lot size
1978
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,020 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,020/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Lake Panasoffkee actives
$178 vs $167
Days on market
2 vs 50 typical
Where $178/sqft sits among the 41 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $166K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
28 of 41
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1218 CR 450
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$125,000
2350 NW 13TH AVENUE
3 bd · 2 ba · 1,560 sqft · $80/sqft · 0 DOM
Sold · Mar ’26$265,000
891 CR 482C
3 bd · 2 ba · 1,561 sqft · $170/sqft · 217 DOM
Sold · Mar ’26$265,000
919 CR 482C
3 bd · 2 ba · 1,569 sqft · $169/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1218 CR 450 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1218 CR 450 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1218 CR 450 FAQs
What would the monthly payment be for 1218 CR 450?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,020/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1218 CR 450?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1218 CR 450?+
The most recent tax bill on record (2025) was $1,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1218 CR 450?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $275,000, this home is listed about 45% above the Lake Panasoffkee median of $189,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1218 CR 450?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 54% above the LAKE PANASOFFKEE 33538 median — but at 1,548 sqft it's also 31% larger than the typical Lake Panasoffkee listing.
02Fresh on the market
Only 2 days on market in a Lake Panasoffkee market that averages 50 — if it fits, move quickly.
03Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Scout Eveleth. MLS #G5115772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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