1046 N MCDONALD STREET, MOUNT DORA, FL, 32757
Active6 days on marketListed Aug 1, 2026MLS #G5115566
About this home
1046 N MCDONALD STREET
Located on one of Mount Dora's most cherished historic streets, this beautifully restored circa-1920s residence reflects the timeless charm and craftsmanship of Old Florida architecture. Nestled among the character-filled walkable neighborhoods that define Mount Dora's Historic District, this exceptional property offers a rare opportunity to own a piece of the city's early history while enjoying all the comforts of modern living. The main residence offers approximately 2,188 square feet with 3 bedrooms and 2 beautifully renovated bathrooms. Rich original hardwood floors, elegant crown molding, custom built-ins, and abundant natural light create a timeless interior filled with warmth and character. Gracious living spaces include a welcoming living room with wood burning fireplace, a formal dining room perfect for entertaining, and a charming Florida room that invites you to slow down and enjoy the home's peaceful surroundings. The thoughtfully renovated kitchen features custom cabinetry, corian countertops, modern appliances, and a delightful eat-in dining area, blending historic character with modern convenience. A spacious screened rear porch provides the perfect place to relax and enjoy Florida living year-round. Adding incredible versatility is a detached guest cottage with vaulted ceilings, offers approximately 376 square feet with a kitchenette, 1 bedroom and 1 full bath—ideal for guests, extended family, a private home office, or potential rental income. Step outside to your own private backyard oasis. The gas-heated saltwater pool (2019) is surrounded by classic brick decking, lush landscaping, and multiple areas to relax or entertain. An outdoor shower makes rinsing off after a swim a breeze, while the pool cabana is equipped with a half bath (sink and toilet), additional washer and dryer, and a window air-conditioning unit—perfect for pool days without ever stepping inside the main home. Situated on a beautifully landscaped and fenced .43-acre lot, this property offers privacy, mature trees, and plenty of room to entertain while remaining just a few walkable blocks from downtown Mount Dora's charming shops, restaurants, waterfront, festivals, and parks. Historic charm, modern updates, a guest cottage, resort-style pool, and an unbeatable location—this is truly one of Mount Dora's most distinctive homes.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,564
Sqft
0.43 ac
Lot size
1920
Year built
One
Levels
$390
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,554 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,554/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Downtown Mount Dora — neighborhood snapshot
Population
3,903
Median age
52
Median income
$57,710
Median home value
$256,907
Avg household
2
Households w/ children
266
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $410K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1046 N MCDONALD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1046 N MCDONALD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1046 N MCDONALD STREET FAQs
What would the monthly payment be for 1046 N MCDONALD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,554/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1046 N MCDONALD STREET?+
The most recent tax bill on record (2025) was $7,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mount Dora?+
At $999,500, this home is listed about 110% above the Mount Dora median of $474,995. The market section on this page shows how the area is trending.
Which schools are assigned to 1046 N MCDONALD STREET?+
Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$999,500 runs 130% above the MOUNT DORA 32757 median — but at 2,564 sqft it's also 18% larger than the typical Mount Dora listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Mount Dora market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of DAVE LOWE REALTY, INC. · Michele Lowe. MLS #G5115566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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