Kat Bonelli
$449,000$465,0003 bd2 ba1,842 sqft$244 /sqft$3,693 /mo all-in ↓

218 BAY DRIVE, KISSIMMEE, FL, 34759

Active41 days on marketListed Jun 24, 2026MLS #G5113519

Reduced $16KPrivate poolSingle Family ResidenceSOLIVITA PH 01

About this home

218 BAY DRIVE

Situated on a oversized corner lot, this single-story pool home is located in the well-sought-after, 55+ guard-gated community of Solivita! This beautiful, well-maintained single-family home offers 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. Step inside to an open, bright, and airy formal dining and living room combination with glass sliding doors that allow for ample natural light and overlook the backyard, pool, spa, and screened lanai. The kitchen features an abundance of wood cabinets, stainless steel appliances, a brand-new microwave, granite countertops (2021), backsplash (2021), a breakfast bar, and an eat-in dinette with a bay window that overlooks the kitchen, living room, and backyard pool area. The primary bedroom is spacious and has a large walk-in closet with custom built-ins, an en-suite bathroom with separate vanities, a jacuzzi tub, and a separate walk-in shower, wood laminate flooring, a ceiling fan, oversized window, and a glass sliding door that allows lots of natural light and overlooks the backyard pool area. The second bedroom, located next to the primary bedroom, can be used as a home office or flex space and includes wood laminate flooring(2026) and a large window that allows lots of natural light. The additional bedroom also has wood laminate flooring (2026), a ceiling fan, a big window, and is located next to the full guest bathroom. The outdoor oasis displays a space for entertaining: a covered lanai, a sparkling saltwater heated pool, and a spa. The saltwater pool is equipped with iAqualink smart controls, allowing you to manage lighting, temperature, and features directly from your mobile device. Whether you’re hosting summer cookouts or unwinding after a long day, this outdoor space delivers resort-style relaxation in your own backyard. Additional features include a Genie Wi-Fi-enabled garage door system, making access easy and secure, and a Culligan whole-home water treatment system, ensuring high-quality water throughout the property. 6 cameras and camera equipment, a separate laundry room with a closet and shelving, and a sprinkler system. Recent enhancements include all upgraded ceiling fans throughout and a Nest smart thermostat(2022), giving you modern comfort and energy efficiency at your fingertips. Expoxy river rock flooring on the front porch and back yard lanai(2024) that gives the areas a seamless, natural stone look that’s slip-resistant and durable. The 2-car garage provides ample parking and storage. The Community offers:14 Heated Swimming Pools, 3+ Heated Spas & Hot Tubs, 17 Pickleball Courts, 9 Tennis Courts, 2 Fitness Centers, 1 Indoor Walking Trail, 2 Saunas, 3 Restaurants, 2 Golf Courses, Golf Driving Range, 2 Dog Parks, Baseball/Softball Field, Bocce Ball, Shuffleboard, Horseshoe, Cornhole, Community Garden, Dragon Boats & Kayaks, Basketball, Billiard Room, Yoga Rooms/Dance Floors, Art rooms, Game Rooms, Computer Rooms, Catering Kitchens, Library with books, computers & printers, Ballroom for Tribute Bands, Events, Entertainment, Karaoke Rooms, Trivia Nights and Movie Nights every Thursday night, Over 250+Clubs, A Spa that offers: Massages, Facials, Acupuncture, IV Therapy, Botox, Permanent Make up, and more! There is a shopping center located directly across the street from Solivita’s main gate. It features First Watch, Ross Petco, Rack Room shoes, TJ Maxx, 5 Guys, Burlington, Ross, Sprouts Grocery store, Ulta, Five Below and more! Call now to schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,842

Sqft

0.21 ac

Lot size

2

Garage

2001

Year built

One

Levels

$244

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorAwning(s) · Garden · Irrigation System · Lighting · Private Entrance · Private Yard

Community & fees

HOA fee$276/mo
Taxes (2025)$4,979/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,693 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$415
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,693/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$415
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$305KedgeAI estimate $348,844 · range $317K$359K$467K

vs edgeAI estimate

+28.7%

$/sqft vs Kissimmee actives

$244 vs $208

Days on market

41 vs 51 typical

Where $244/sqft sits among the 400 Kissimmee actives

93
119
95
43 · this home
22
28
$155–183$183–211$211–239$239–268$268–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 218 BAY DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World36 min
Universal Orlando45 min
Orlando Int’l Airport (MCO)48 min
Downtown Orlando49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$353K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

164 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,000 $16K
Jun 24, 2026Listed at $465,000 · 41 days on market since
2001Built · SOLIVITA PH 01

Reality check

What actually sold near 218 BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

314 LAKE CASSIDY DRIVESold · Apr ’26

$273,000

314 LAKE CASSIDY DRIVE · same community

2 bd · 2 ba · 1,842 sqft · $148/sqft · 9 DOM

204 ROCK SPRINGS DRIVESold · Oct ’25

$300,000

204 ROCK SPRINGS DRIVE · same community

2 bd · 2 ba · 1,828 sqft · $164/sqft · 46 DOM

265 ANASTASIA DRIVESold · Oct ’25

$350,000

265 ANASTASIA DRIVE · same community

3 bd · 2 ba · 2,068 sqft · $169/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 218 BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 218 BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

218 BAY DRIVE FAQs

What would the monthly payment be for 218 BAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,693/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 218 BAY DRIVE?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 218 BAY DRIVE?+

The most recent tax bill on record (2025) was $4,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 218 BAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $449,000, this home is listed about 19% above the Kissimmee median of $378,495. The market section on this page shows how the area is trending.

Which schools are assigned to 218 BAY DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 114% above the KISSIMMEE 34759 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $465,000, now $449,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 CARIOTI · Yalonda Gifford. MLS #G5113519.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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