3532 38TH AVENUE N, ST PETERSBURG, FL, 33713
Active79 days on marketListed May 26, 2026MLS #G5112860
About this home
3532 38TH AVENUE N
Charming, Fully Renovated Corner-Lot Gem in St. Petersburg! Welcome home to this beautifully updated, turnkey bungalow situated on a highly desirable and spacious corner lot, this 2-bedroom, 1-bathroom home perfectly blends modern interior luxury with ultimate Florida outdoor living. It is completely move-in ready and ideal for first-time homebuyers, downsizers, or savvy investors looking for a prime rental asset! Modern Open Concept: Step inside to a bright, sun-drenched floor plan designed to maximize every square foot of living space. Durable luxury vinyl plank (LVP) flooring flows seamlessly throughout the entire home—completely carpet-free! Kitchen fully upgraded with sleek stainless steel appliances, contemporary shaker cabinets, and a custom tile backsplash. A beautifully modernized bathroom featuring a new vanity, updated fixtures, and a gorgeous, custom-tiled walk-in shower. Freshly painted inside and primed awaiting your favorite finishing colors, featuring updated light fixtures, new hardware, and modern ceiling fans for year-round comfort. Prime Corner Lot to enjoy extra privacy, with an expansive, open backyard that offers a blank canvas for a garden, a playground, a dog run, or the ultimate outdoor entertainment zone. A Commuter's Dream: Located just minutes from I-275 for an effortless, quick commute to downtown St. Pete, Tampa, or local airports. Local Convenience this home is super close to vibrant shopping plazas, grocery stores, popular local dining spots, and just a short drive away from world-class Gulf beaches! 20 minutes to Madeira beach and Treasure Island.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
620
Sqft
0.12 ac
Lot size
1947
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs St Petersburg actives
$419 vs $336
Days on market
79 vs 57 typical
Where $419/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3532 38TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$118,890
3420 35TH STREET N · same community
1 bd · 1 ba · 663 sqft · $179/sqft · 0 DOM
Sold · Nov ’25$274,000
3521 ITHACA STREET N · same community
2 bd · 1.5 ba · 671 sqft · $408/sqft · 55 DOM
Sold · Mar ’26$308,000
3401 37TH STREET N · same community
2 bd · 2 ba · 1,109 sqft · $278/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3532 38TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3532 38TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3532 38TH AVENUE N FAQs
What would the monthly payment be for 3532 38TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3532 38TH AVENUE N?+
The most recent tax bill on record (2025) was $2,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $260,000, this home is listed about 40% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3532 38TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Janet Scanlon. MLS #G5112860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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