
357 CONCH KEY LANE, LADY LAKE, FL, 32159
Active85 days on marketListed May 7, 2026MLS #G5112003
About this home
357 CONCH KEY LANE
Welcome to your Island-Inspired Oasis with Eco-Friendly Living in Green Key Village, a unique, gated community inspired by the vibrant charm of Key West and designed with sustainable living and timeless architecture in mind. This eco-friendly block/concrete home is a rare blend of style, comfort, and smart efficiency featuring 3 bed 2 bath and a 2 car garage that is discreetly located at the back preserving the front view's aesthetic appeal. The split floor plan offers privacy and functionality, featuring: elevated ceilings, 8 ft doors, 5” baseboards, updated light fixtures, CROWN MOLDING, PLANTAIN SHUTTERS, Whole house water filtration system, and porcelain tile floors throughout —NO CARPET insight. The primary suite includes a double vanity, an oversized walk-in tile shower, and EXTREMELY LARGE CALIFORNIA STYLE walk in closet. The two spare bedrooms are generous in size while the guest bathroom features a walk in shower. At the heart of the home, you’ll find a large kitchen complete with a center island, Pendant Lighting, QUARTZ countertops, and STAINLESS STEEL Energy Star Appliances. The living room is spacious & great for entertaining. Enjoy the outdoors on the private fenced-in patio or the beautiful covered front porch. You will have peace of mind since this home is equipped with SOLAR PANELS (PAID OFF) and Backup Battery System which runs A/C or heat plus all appliances during outages. Solar + batteries remain operational even after grid shutdown events. In addition to these great energy features, the attic is insulated with foam insulation keeping the home’s electric bills generally $35/or less. While only an hour from Orlando and just minutes from world-class entertainment, restaurants, shopping, and nightly music in The Villages — but without the bond, the CDD fees, or the traffic - you’ll have everything you need close by! GREEN KEY RESORT-STYLE AMENITIES include: Wade-in pool, Pickleball, Basketball, Dog park, Community Fire Pit and Community Garden. It's a neighborhood that encourages connection, with regular social activities like lunches, pickleball, tennis, and basketball, culminating at the exquisite pool where you are sure to build lasting friendships & offers a maintenance-free tropical retreat. Every detail speaks to an island-inspired oasis—embracing quality, craftsmanship, and undeniable value.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,634
Sqft
0.12 ac
Lot size
2
Garage
2020
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs Lady Lake actives
$184 vs $198
Days on market
85 vs 50 typical
Where $184/sqft sits among the 208 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
98 of 208
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 357 CONCH KEY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$379,000
342 LONG KEY WAY
3 bd · 2 ba · 1,632 sqft · $232/sqft · 35 DOM
Sold · Dec ’25$316,000
347 CONCH KEY LANE
3 bd · 2 ba · 1,616 sqft · $196/sqft · 36 DOM
Sold · Oct ’25$250,000
2050 LIVE OAK DRIVE
3 bd · 2 ba · 1,606 sqft · $156/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 357 CONCH KEY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 357 CONCH KEY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
357 CONCH KEY LANE FAQs
What would the monthly payment be for 357 CONCH KEY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,537/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 357 CONCH KEY LANE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 357 CONCH KEY LANE?+
The most recent tax bill on record (2025) was $3,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 357 CONCH KEY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $300,000, this home is listed about 8% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 357 CONCH KEY LANE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LADY LAKE 32159 market on paper
$300,000 is 6% below the LADY LAKE 32159 median of $317,900, and at $184/sqft it sits under the Lady Lake average of $229.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $315,000, now $300,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · Regina Rodriguez. MLS #G5112003.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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