Kat Bonelli
$505,900$549,9903 bd2 ba2,180 sqft$232 /sqft$4,503 /mo all-in ↓

3951 KENNEBUNK LOOP, MOUNT DORA, FL, 32757

Active186 days on marketListed Jan 15, 2026MLS #G5106755

Reduced $44KSingle Family ResidenceLAKES OF MOUNT DORA

About this home

3951 KENNEBUNK LOOP

Welcome to this beautifully upgraded home with NO CDD, nestled in Lakes of Mount Dora, a sought-after 55+ community known for its vibrant lifestyle and impressive amenities, all centered around a full-service community clubhouse. The St. Thomas floor plan, a thoughtfully designed home highlighted by an primary suite featuring an expansive bedroom, oversized walk-in closet, and a spa-inspired ensuite bath. Two comfortable guest bedrooms and a bright front den offer flexible space for visitors, hobbies, or a home office. At the center of the home, the chef-inspired kitchen is ideal for entertaining, complete with a gourmet gas cooktop, stainless steel hood, built-in wall oven with convection microwave, quartz countertops, and a large island overlooking the main living areas. The open-concept design flows effortlessly into the dining area and great room, enhanced by soaring vaulted ceilings and luxury vinyl plank flooring throughout. This home reflects exceptional attention to detail and quality craftsmanship and is still covered by a builder’s warranty, providing peace of mind. Lakes of Mount Dora, recognized by Where to Retire Magazine as one of the Top 50 Best Master-Planned Communities in the U.S., this vibrant 55+ community offers exceptional living with no CDD fees. Residents enjoy an unmatched lifestyle centered around a 18,000 sq. ft. clubhouse featuring a card room, library, billiards room, craft room, fitness center, and a spacious social hall hosting year-round events and entertainment. Outdoor amenities include a resort-style pool, inviting fire pit, and an impressive lineup of recreational options such as tennis, pickleball, croquet, bocce ball, corn hole, and a softball field. Private golf cart access leads directly to the Country Club of Mount Dora, where residents can enjoy dining and championship golf. A future boat ramp will provide direct access to scenic Loch Leven Lake for gas-powered boats. The monthly HOA fee also includes secured, fenced storage for boats and RVs, adding exceptional value. Just 10 minutes from historic downtown Mount Dora, you’ll enjoy easy access to award-winning restaurants, charming boutiques, and the area’s beloved small-town atmosphere. Experience the best of comfort, style, and active adult living in this exceptional home, your Lakes of Mount Dora lifestyle begins here!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,180

Sqft

0.15 ac

Lot size

2

Garage

2024

Year built

One

Levels

$232

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorCathedral Ceiling(s) · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingOversized
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2025)$10,333/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Lake · Private Boat Ramp · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,503 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,978
FHA mortgage insurance (est.)$224
Property tax — 2025 actual bill$861
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,707Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,707
Interest rate6.00%
Loan term

Estimated payment

$4,503/mo

Principal & interest$2,978
FHA mortgage insurance (est.)$224
Property taxes (actual bill)$861
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $506K
$451KedgeAI estimate $500,930 · range $469K$552K$574K

vs edgeAI estimate

+1%

$/sqft vs LAKES OF MOUNT DORA

$232 vs $239

Days on market

186 vs 50 typical

Where $232/sqft sits among the 13 homes for sale in LAKES OF MOUNT DORA

1
2
5 · this home
4
0
1
$190–208$208–225$225–243$243–260$260–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakes Of Mount Dora

Map of 3951 KENNEBUNK LOOP inside its neighborhood boundary

Get to know Mount Dora. See the full Mount Dora guide →

Lakes Of Mount Dora — neighborhood snapshot

Population

1,749

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

117

For the school run

Lake County School District

MiddleEustis Middle School★★★★
ElementaryRound Lake Charter School★★★★★
HighEustis High School★★★★★
ElementarySeminole Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

9 of 13

LAKES OF MOUNT DORA have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $505,900 $44K
Jan 15, 2026Listed at $549,990 · 186 days on market since
2024Built · LAKES OF MOUNT DORA

Reality check

What actually sold near 3951 KENNEBUNK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2046 WALLINGFORD LOOPSold · Jun ’26

$485,000

2046 WALLINGFORD LOOP · same community

3 bd · 2 ba · 2,180 sqft · $222/sqft · 128 DOM

3972 KENNEBUNK LOOPSold · Feb ’26

$469,990

3972 KENNEBUNK LOOP · same community

3 bd · 2 ba · 2,034 sqft · $231/sqft · 339 DOM

8464 BRIDGEPORT BAY CIRCLESold · Feb ’26

$520,000

8464 BRIDGEPORT BAY CIRCLE · same community

2 bd · 2 ba · 2,033 sqft · $256/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3951 KENNEBUNK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3951 KENNEBUNK LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

3951 KENNEBUNK LOOP FAQs

What would the monthly payment be for 3951 KENNEBUNK LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,503/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3951 KENNEBUNK LOOP?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3951 KENNEBUNK LOOP?+

The most recent tax bill on record (2025) was $10,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3951 KENNEBUNK LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $505,900, this home is listed about 8% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3951 KENNEBUNK LOOP?+

Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$505,900 runs 17% above the MOUNT DORA 32757 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

186 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $549,990, now $505,900 — a $44K cut. The full history is in the market section below.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Ashley Pun. MLS #G5106755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Mount Dora homes, in your inbox

Like 3951 KENNEBUNK LOOP but not quite? A daily digest of every new listing in Mount Dora — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 8:20 PM UTC. The listing information on this page last changed on July 20, 2026 at 8:20 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 8:20 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 8:20 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.