3417 CARTER ROAD, HAINES CITY, FL, 33844
Active326 days on marketListed Sep 19, 2025MLS #G5102188
About this home
3417 CARTER ROAD
No HOA! Built in 2023 and perfectly located on the border of Davenport and Haines City, this modern four bedroom, two bathroom home offers the flexibility you've been looking for. Step into an open, airy floor plan with high ceilings, a bright kitchen overlooking the great room, and spacious bedrooms designed for comfortable everyday living. The primary suite features a private bathroom and walk-in closet for added convenience. Outside, enjoy a brand-new shed, new fencing, and the ability to use your land however you wish. No HOA restrictions! Whether you want extra storage, space for pets, gardening, or outdoor entertaining, this backyard is ready for it all. Located just minutes from shopping, dining, schools, Posner Park, and major highways, you'll experience peaceful living with quick access to everything you need. Built in 2023 and move in ready, this home is perfect for first time buyer, investors, or anyone seeking a fresh start. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,512
Sqft
0.34 ac
Lot size
2023
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,984 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,984/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs N/A
$185 vs $288
Days on market
326 vs 42 typical
Where $185/sqft sits among the 236 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
108 of 236
N/A have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3417 CARTER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Sold · Dec ’25$285,000
911 NW 33RD AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $196/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3417 CARTER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3417 CARTER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3417 CARTER ROAD FAQs
What would the monthly payment be for 3417 CARTER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,984/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3417 CARTER ROAD?+
The most recent tax bill on record (2024) was $617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3417 CARTER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $279,999, this home is listed about 11% below the Haines City median of $314,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3417 CARTER ROAD?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HAINES CITY 33844 market on paper
$279,999 is 5% below the HAINES CITY 33844 median of $294,999, and at $185/sqft it sits under the Haines City average of $188.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
326 days on market against a Haines City median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,000, now $279,999 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS-HALLMARK PR · Brenda Lopez. MLS #G5102188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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