166 SPRINGWOOD DRIVE, PALM COAST, FL, 32137
Active2 days on marketListed Jul 29, 2026MLS #FC320309
About this home
166 SPRINGWOOD DRIVE
Under Construction. The Destin is a beautifully crafted single-story home offering 2,271 square feet of well-planned living space. This exceptional floor plan features 4 bedrooms, 3 bathrooms, and a highly desirable 3-car garage making it an ideal choice for families, professionals, or anyone seeking both style and flexibility in their next home. The heart of this one-story home is the expansive open-concept living area, where the kitchen, dining, and family room flow seamlessly together. This layout is perfect for entertaining guests, hosting family gatherings, or simply enjoying everyday life with ease. The kitchen is a true centerpiece, designed to be both functional and stylish. Featuring a large center island, ample counter space, and abundant cabinetry, it provides everything you need for meal preparation and storage. The island doubles as a casual dining space or gathering spot, making it the perfect place for conversations. The primary suite is privately located and serves as a luxurious retreat, offering a spacious bedroom, a well-appointed en-suite bathroom, and a generous walk-in closet. The three additional bedrooms are equally versatile, making them ideal for children, guests, or even a home office. With three full bathrooms, The Destin ensures convenience and comfort for everyone in the household. The layout also offers flexibility for multi-generational living, with guest rooms positioned to provide both accessibility and privacy.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,271
Sqft
0.13 ac
Lot size
3
Garage
2026
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs SAWMILL BRANCH
$189 vs $201
Days on market
2 vs 47 typical
Where $189/sqft sits among the 28 homes for sale in SAWMILL BRANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 28
SAWMILL BRANCH have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 166 SPRINGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$372,990
75 SAWDUST LANE · same community
4 bd · 3 ba · 2,273 sqft · $164/sqft · 23 DOM
Sold · Nov ’25$367,000
60 SPRINGWOOD DRIVE · same community
4 bd · 2 ba · 2,147 sqft · $171/sqft · 18 DOM
Sold · Dec ’25$351,615
6 SUMMERWOOD ROAD S · same community
4 bd · 2 ba · 2,145 sqft · $164/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 166 SPRINGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 166 SPRINGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
166 SPRINGWOOD DRIVE FAQs
What would the monthly payment be for 166 SPRINGWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,902/mo — principal and interest, estimated property taxes, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 166 SPRINGWOOD DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 166 SPRINGWOOD DRIVE?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 166 SPRINGWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $429,900, this home is listed about 9% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 166 SPRINGWOOD DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,900 runs 12% above the PALM COAST 32137 median — but at 2,271 sqft it's also 21% larger than the typical Palm Coast listing.
02Fresh on the market
Only 2 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC320309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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