39 BOULDER ROCK DRIVE, PALM COAST, FL, 32137
Active5 days on marketListed Jul 27, 2026MLS #FC320246
About this home
39 BOULDER ROCK DRIVE
Welcome to this stunning 3 bedroom, 2 bath home featuring a spacious 3 car garage and a dedicated office, perfect for working from home or creating your ideal flex space. Granite countertops throughout as well as tile all the way to the ceilings in both showers. Designed with both style and comfort in mind, this home boasts 9’4” ceilings throughout, a striking double tray ceiling in the main living area, and another tray ceiling in the spacious primary bedroom. The open concept floor plan provides the perfect space for both everyday living and entertaining. Step outside to the screened-in lanai, and private fully fenced in backyard where you can relax with your morning coffee or unwind in the evenings to really enjoy the Florida lifestyle. Don’t miss this incredible opportunity to own a beautifully designed home in one of Palm Coast’s growing communities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,117
Sqft
0.23 ac
Lot size
3
Garage
2021
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,374 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,374/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17%
$/sqft vs Palm Coast actives
$207 vs $221
Days on market
5 vs 47 typical
Where $207/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
169 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 BOULDER ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$353,000
3 BOSTON LANE · same community
3 bd · 2 ba · 2,102 sqft · $168/sqft · 150 DOM
Sold · Apr ’26$420,000
41 BOULDER ROCK DR · same community
3 bd · 2 ba · 2,044 sqft · $205/sqft · 3 DOM
Sold · Dec ’25$348,400
19 BOTANY LANE · same community
4 bd · 2 ba · 1,852 sqft · $188/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39 BOULDER ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 BOULDER ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
39 BOULDER ROCK DRIVE FAQs
What would the monthly payment be for 39 BOULDER ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,374/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 BOULDER ROCK DRIVE?+
The most recent tax bill on record (2025) was $5,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $439,000, this home is listed about 11% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 BOULDER ROCK DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 16% above the PALM COAST 32137 median.
02Fresh on the market
Only 5 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Ellie Hansen. MLS #FC320246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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