60 MALIBU COVE, FLAGLER BEACH, FL, 32136
Active1 days on marketListed Jul 22, 2026MLS #FC320133
About this home
60 MALIBU COVE
Waterfront Living Starts Here! Build the coastal home you’ve always envisioned on this oversized corner waterfront homesite in the exclusive, gated community of Shelter Cove with a community pool! Located at 60 Malibu Cove, this exceptional lot offers a bulkheaded saltwater canal frontage with direct access to the Intracoastal Waterway, making it a dream location for boaters, anglers, kayakers, and paddleboard enthusiasts. The generous corner lot provides an expanded building footprint, giving you the flexibility to design a spacious custom home with room for a pool, outdoor entertaining, and all the features you’ve been dreaming of. Add your own private dock or fishing pier and enjoy effortless days on the water just steps from your backyard. Tucked away in a private, secluded community just off scenic A1A, you’ll enjoy the peaceful coastal lifestyle while still being close enough to hear the soothing sound of the Atlantic Ocean. Spend your mornings watching dolphins in the Intracoastal, afternoons fishing from your dock, and evenings relaxing with ocean breezes. Location is everything: Bulkheaded saltwater canal with direct Intracoastal access Oversized corner lot offering a larger home footprint Build your private boat dock or fishing pier Gated, private waterfront community Minutes to Flagler Beach’s restaurants, shopping, and beaches Approximately 30 minutes to historic St. Augustine Approximately 30 minutes to Daytona Beach Just over an hour to Orlando’s world-famous attractions and international airport Whether you’re looking for the perfect place to build your forever home, a luxurious coastal retreat, or an investment in one of Flagler County’s premier waterfront communities, 60 Malibu Cove offers a rare opportunity to enjoy the very best of Florida waterfront living.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 60 MALIBU COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 60 MALIBU COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
60 MALIBU COVE FAQs
What would the monthly payment be for 60 MALIBU COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,937/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 60 MALIBU COVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 60 MALIBU COVE?+
The most recent tax bill on record (2025) was $3,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 60 MALIBU COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $343,500, this home is listed about 41% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 60 MALIBU COVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$343,500 is 24% below the FLAGLER BEACH 32136 median of $449,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Flagler Beach market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of STILES REAL ESTATE CO. · Robert Stiles. MLS #FC320133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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