51 S OCEAN PALM DRIVE, FLAGLER BEACH, FL, 32136
Active2 days on marketListed Jul 23, 2026MLS #FC320082
About this home
51 S OCEAN PALM DRIVE
Welcome to the exclusive Ocean Palm Villas, a hidden gem nestled along the Intracoastal Waterway and just steps from the pristine sandy beaches of the Atlantic Ocean. Surrounded by a peaceful nature preserve, this beautifully updated condo is a true paradise for nature lovers, offering panoramic sunset views from both levels and stunning water vistas from nearly every room. Enjoy peace of mind with a new roof (2026), $16,000 in hurricane barrier upgrades, and a new electrical panel, helping reduce insurance costs. The completely renovated main level features a gourmet kitchen with solid surface countertops, solid wood cabinetry, tile backsplash, LED lighting, new stainless appliances, and abundant storage. Elegant shiplap ceilings, new tile flooring, and plantation shutters create a warm coastal feel throughout the living area. Both bathrooms have been tastefully remodeled with upscale finishes, including solid surface countertops, new vanities, luxury commodes, and floor-to-ceiling tiled walk-in showers. The spacious primary suite offers a private waterfront balcony, creating the perfect retreat to enjoy breathtaking sunsets. Additional features include a whole-home water softener, in-unit washer and dryer, and utility sink. The community pool and tennis courts are conveniently located just steps from the front door, making it easy to enjoy the resort-style amenities. Residents also have access to a private canoe launch, providing endless opportunities to kayak scenic creeks, fish for abundant saltwater species, and experience Florida's incredible wildlife. Whether you're looking for a full-time residence or the perfect coastal getaway, this turnkey condo offers the true Florida lifestyle—where boating, beaches, nature, and spectacular sunsets become part of your everyday life.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,184
Sqft
9.05 ac
Lot size
1
Garage
1974
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Flagler Beach actives
$232 vs $315
Days on market
2 vs 68 typical
Where $232/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
60 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 51 S OCEAN PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$249,900
67 OCEAN PALM VILLA S · same community
2 bd · 2 ba · 1,184 sqft · $211/sqft · 2 DOM
Sold · Aug ’25$220,000
32 S OCEAN PALM VILLA DRIVE S UNIT 320 · same community
2 bd · 2 ba · 1,184 sqft · $186/sqft · 18 DOM
Sold · Sep ’25$290,000
14 OCEAN PALM VILLA S UNIT 14 · same community
2 bd · 2 ba · 1,184 sqft · $245/sqft · 224 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 51 S OCEAN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 51 S OCEAN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
51 S OCEAN PALM DRIVE FAQs
What would the monthly payment be for 51 S OCEAN PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,017/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 51 S OCEAN PALM DRIVE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 51 S OCEAN PALM DRIVE?+
The most recent tax bill on record (2025) was $3,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 51 S OCEAN PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $275,000, this home is listed about 53% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 51 S OCEAN PALM DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$275,000 is 39% below the FLAGLER BEACH 32136 median of $449,450, and at $232/sqft it sits under the Flagler Beach average of $351.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 2 days on market in a Flagler Beach market that averages 68 — if it fits, move quickly.
05Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of YOUR HOME SOLD GUARANTEED REAL · Jesse Warmka. MLS #FC320082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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