133 ASPEN WAY, PALM COAST, FL, 32137
Active15 days on marketListed Jul 18, 2026MLS #FC320063
About this home
133 ASPEN WAY
Luxury Homesite Opportunity in The Conservatory at Hammock Beach Build your dream estate in one of Palm Coast’s most exclusive private communities. The Conservatory at Hammock Beach. Located at 133 Aspen Way, this exceptional homesite offers a rare opportunity to create a custom residence within the gated golf community known for its elegance, privacy, and resort-style lifestyle. With Pond and Golf Course view. Situated on Lot 235, this residential homesite provides the perfect foundation for your future luxury home. Enjoy the serene surroundings of The Conservatory, featuring beautifully landscaped streetscapes, natural preserves, and the renowned Tom Watson Signature Golf Course. Residents of The Conservatory experience an unmatched Florida lifestyle with access to world-class amenities at Hammock Beach, including championship golf, clubhouse facilities, pools, dining, and proximity to the Atlantic Ocean beaches. Conveniently located between St. Augustine and Daytona Beach, with easy access to shopping, dining, boating, and coastal attractions, 133 Aspen Way presents an exceptional opportunity to design and build a one-of-a-kind retreat in one of Northeast Florida’s most desirable communities. Create your vision. Build your legacy. Experience The Conservatory at Hammock Beach.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,072 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 133 ASPEN WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$266,000
45 LANCELOT DRIVE
3 bd · 2 ba · 1,308 sqft · $203/sqft · 14 DOM
Sold · Jun ’26$360,000
81 LARAMIE DRIVE
3 bd · 2 ba · 1,481 sqft · $243/sqft · 5 DOM
Sold · Sep ’25$344,120
122 LINDSAY DRIVE
3 bd · 2 ba · 1,531 sqft · $225/sqft · 356 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 133 ASPEN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 133 ASPEN WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
133 ASPEN WAY FAQs
What would the monthly payment be for 133 ASPEN WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,072/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 133 ASPEN WAY?+
The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 133 ASPEN WAY?+
The most recent tax bill on record (2025) was $1,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 133 ASPEN WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $100,000, this home is listed about 75% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 133 ASPEN WAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$100,000 is 74% below the PALM COAST 32137 median of $380,000.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAY REALTY & RESORT RENTALS · Carsten Georg. MLS #FC320063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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