6436 SW 77TH STREET, GAINESVILLE, FL, 32608
Active43 days on marketListed Jun 11, 2026MLS #FC319210
About this home
6436 SW 77TH STREET
Virtually Staged. Welcome to this beautiful 5-bed, 3-bath home that blends modern style, functional living, and low-maintenance in one of Gainesville's most desirable locations. From the striking curb appeal with its clean architectural lines, covered front porch, and mature landscaping to the thoughtfully designed interior, this home offers the perfect balance of sophistication and everyday livability. Step inside to discover an open-concept floor plan filled with natural light, soaring ceilings, and elegant finishes throughout. The chef-inspired kitchen serves as the heart of the home, featuring rich espresso cabinetry, quartz countertops, stainless steel appliances, designer backsplash tile, a large center island with seating, and abundant storage—ideal for both daily living and entertaining. The spacious living and dining areas flow seamlessly together, creating an inviting atmosphere for gatherings large and small. The private primary suite offers a relaxing retreat with generous proportions and a spa-like bath featuring a glass walk-in shower, soaking tub, dual vanities, and upscale finishes. Additional bedrooms and flexible living spaces provide room for guests, a home office, fitness area, or hobbies. Throughout the home, you'll appreciate the neutral colors, modern fixtures, and timeless design. Outside, enjoy the welcoming outdoor space and attractive streetscape, all while being conveniently located near shopping, dining, healthcare, parks, and the University of Florida.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,412
Sqft
0.08 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.6%
Days on market
43 vs 36 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,700/mo median
Live Gainesville rental listing data — this home’s rate depends on size, condition and furnishing.
The Palm Coast short-term market
▼ Softening42%
Occupancy
▼ 26% yr/yr
$319
Avg nightly rate
▲ 6% yr/yr
$32K/yr
Revenue per listing
$140
RevPAR
55 days
Booking lead time
5.7 nights
Avg stay
5
Typical min nights
733
Active rentals
▲ 2% supply
Seasonality — monthly occupancy
Peaks at 56% in Mar · bottoms at 33% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.
Where it sits
Inside Grand Reserve
Grand Reserve is a short-term-rental community. See the full guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6436 SW 77TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6436 SW 77TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6436 SW 77TH STREET FAQs
What would the monthly payment be for 6436 SW 77TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,992/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6436 SW 77TH STREET?+
The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6436 SW 77TH STREET?+
The most recent tax bill on record (2024) was $7,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6436 SW 77TH STREET be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 6436 SW 77TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $475,000, this home is listed about 61% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6436 SW 77TH STREET?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 109% above the GAINESVILLE 32608 median — but at 2,412 sqft it's also 66% larger than the typical Gainesville listing.
02Zoned for nightly rentals
Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $485,000, now $475,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Brant Reynolds. MLS #FC319210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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