86 EMERSON DRIVE, PALM COAST, FL, 32164
Active50 days on marketListed Jun 5, 2026MLS #FC318883
About this home
86 EMERSON DRIVE
PRICE IMPROVEMENT!!!A brand-new construction duplex represents an excellent opportunity for investors seeking a multi-unit residential property with two separate living spaces, each offering potential rental income, situated in a desirable Florida location, allowing for immediate cash flow generation upon purchase. This new construction duplex has 3 bedrooms and 2 bathrooms (1538 sq. ft),2 car garage on each (440 sq. ft) side. The spacious modern designed living area features 10 -foot ceiling, 12 ft in living and master bedroom, solid interior doors, windows that flood the space with natural light, while the kitchen is equipped with stainless steel appliances, sleek light fixtures and ceiling fans, quarts countertops, tiled backsplash. Convenient location, just minutes from Publix, Town center, shopping, and restaurants,15 minutes' drive to Flagler Beach. You can buy a duplex as your primary residence and live in one of the units while renting out the other. Beds Total: 6 , Baths Total: 4 One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
6
Bedrooms
3,087
Sqft
0.23 ac
Lot size
4
Garage
2024
Year built
Multi/Split
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,716 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,716/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM COAST/EASTHAMPTON SEC 34
$211 vs $235
Days on market
50 vs 47 typical
Where $211/sqft sits among the 20 homes for sale in PALM COAST/EASTHAMPTON SEC 34
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
10 of 20
PALM COAST/EASTHAMPTON SEC 34 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 86 EMERSON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
3 ERIC PLACE · same community
4 bd · 2.5 ba · 2,999 sqft · $107/sqft · 87 DOM
Sold · Jan ’26$455,000
19 EHRLING LANE · same community
4 bd · 3 ba · 2,780 sqft · $164/sqft · 238 DOM
Sold · Dec ’25$660,000
32 EVANSVILLE LANE · same community
5 bd · 3 ba · 2,702 sqft · $244/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 86 EMERSON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 86 EMERSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
86 EMERSON DRIVE FAQs
What would the monthly payment be for 86 EMERSON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,716/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 86 EMERSON DRIVE?+
The most recent tax bill on record (2025) was $9,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $649,900, this home is listed about 65% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 86 EMERSON DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of APEX REALTY LLC · Elena Tchoumakova. MLS #FC318883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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