21 DIVOT PLACE, BUNNELL, FL, 32110
Active125 days on marketListed Mar 17, 2026MLS #FC316986
About this home
21 DIVOT PLACE
Under Construction. Welcome to Grand Reserve, a golf community in Bunnell, Florida. Nestled upon the Grand Reserve Golf Course, this community features beautiful views and offers four floor plans ranging from 3 to 4 bedrooms, up to 2 bathrooms, and 2-car garages. Located only 15 minutes from Flagler County beaches, these 1-story homes bring the Florida lifestyle right to your front door. Residents of this community enjoy the diverse amenities including a resort-style pool and club house perfect for the warm, summer weather. A fitness center, bocce courts, fishing pond, and pickleball courts are available for those seeking an active lifestyle. The Grand Reserve Golf Club also offers a club house and restaurant. Whether you’re looking to socialize, entertain, or relax, this community offers something for everyone. Conservation and golf course views surround many of the homes in Grand Reserve. Enjoy feeling immersed in spectacular Florida nature from the comfort of your home with ponds, greenery, and friendly wildlife seen across the community. These beautiful scenes also reach your own yard with homes featuring thoughtful landscaping and low-maintenance designs. Homes in this neighborhood also include smart home technology, so you can control the interior of your home from any distance. Just open your phone to adjust the temperature, lights, and door locks. Schedule a tour of Grand Reserve today to learn more about its highly sought-after location, amenities, and layouts.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,526
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,996 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs GRAND RESERVE AND GOLF CLUB
$190 vs $200
Days on market
125 vs 33 typical
Where $190/sqft sits among the 19 homes for sale in GRAND RESERVE AND GOLF CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,400/mo median
Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.
The Palm Coast short-term market
▼ Softening42%
Occupancy
▼ 26% yr/yr
$319
Avg nightly rate
▲ 6% yr/yr
$32K/yr
Revenue per listing
$140
RevPAR
55 days
Booking lead time
5.7 nights
Avg stay
5
Typical min nights
733
Active rentals
▲ 2% supply
Seasonality — monthly occupancy
Peaks at 56% in Mar · bottoms at 33% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.
Where it sits
Inside Grand Reserve
Grand Reserve is a short-term-rental community. See the full guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 19
GRAND RESERVE AND GOLF CLUB have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 DIVOT PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$280,490
855 GRAND RESERVE DRIVE · same community
4 bd · 2 ba · 1,526 sqft · $184/sqft · 77 DOM
Sold · Jun ’26$300,000
10 DIVOT PLACE · same community
4 bd · 2 ba · 1,526 sqft · $197/sqft · 35 DOM
Sold · Jun ’26$300,350
14 DIVOT PLACE · same community
4 bd · 2 ba · 1,526 sqft · $197/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21 DIVOT PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 DIVOT PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
21 DIVOT PLACE FAQs
What would the monthly payment be for 21 DIVOT PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,996/mo — principal and interest, estimated property taxes, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 DIVOT PLACE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 DIVOT PLACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 21 DIVOT PLACE be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 21 DIVOT PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bunnell?+
At $289,350, this home is listed about 5% below the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 21 DIVOT PLACE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
125 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $297,440, now $289,350 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC316986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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