231 N RIDGEWOOD AVENUE, ORMOND BEACH, FL, 32174
Active127 days on marketListed Mar 16, 2026MLS #FC316901
About this home
231 N RIDGEWOOD AVENUE
Welcome to this meticulously maintained home that perfectly blends retro charm with the convenience of modern living. This inviting residence offers 2 bedrooms and 1½ baths, featuring a completely remodeled kitchen that opens to a spacious family room—ideal for entertaining or relaxing with family. Beautiful tile and wood flooring run throughout the home, creating a clean and cohesive feel. Sliding glass doors lead to a large deck overlooking the expansive fenced backyard, providing the perfect space for outdoor gatherings, pets, or gardening. The property also includes a detached garage and additional storage shed for all your tools, toys, and beach gear. Located in a highly desirable area, you’ll enjoy being within walking distance to local shops, restaurants, and the Intracoastal Waterway, while the beach is just a short bike ride away. This home offers the perfect combination of character, comfort, and coastal lifestyle. Don’t miss your opportunity to own a charming home in an unbeatable location!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,508
Sqft
0.22 ac
Lot size
1
Garage
1951
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs Ormond Beach actives
$212 vs $237
Days on market
127 vs 41 typical
Where $212/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Terrace
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Terrace — neighborhood snapshot
Population
1,735
Median age
53
Median income
$62,159
Median home value
$280,773
Avg household
2
Households w/ children
238
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 231 N RIDGEWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$392,500
556 N BEACH STREET · same community
3 bd · 2 ba · 1,388 sqft · $283/sqft · 56 DOM
Sold · Oct ’25$355,000
20 WARWICK AVENUE · same community
3 bd · 2 ba · 1,376 sqft · $258/sqft · 193 DOM
Sold · Jun ’26$325,000
436 N BEACH STREET · same community
3 bd · 1.5 ba · 1,732 sqft · $188/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 231 N RIDGEWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 231 N RIDGEWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
231 N RIDGEWOOD AVENUE FAQs
What would the monthly payment be for 231 N RIDGEWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,548/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 231 N RIDGEWOOD AVENUE?+
The most recent tax bill on record (2025) was $4,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $319,900, this home is listed about 25% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 231 N RIDGEWOOD AVENUE?+
Ormond Beach Elementary School (elementary), Ormond Beach Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32174 market on paper
$319,900 is 20% below the ORMOND BEACH 32174 median of $399,995, and at $212/sqft it sits under the Ormond Beach average of $272.
02Time on market is leverage
127 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ormond Beach Elementary School, Ormond Beach Middle School, Seabreeze High School — Ormond Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $329,900, now $319,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Tracy Callahan. MLS #FC316901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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