1304 ARROYO PARKWAY, ORMOND BEACH, FL, 32174
Active178 days on marketListed Jan 23, 2026MLS #FC315587
About this home
1304 ARROYO PARKWAY
No HOA! You Own the Land! Private Financing Available! This well-maintained and versatile mobile home offers an affordable opportunity to enjoy Florida living with the freedom of owning your own property. The bright, inviting interior features a spacious bump-out living room, 2 bedrooms, 1 full bath, and a dedicated office space conveniently located just off the kitchen—perfect for working from home, hobbies, or extra storage. Outdoor enthusiasts will appreciate the property's exceptional functionality, including two covered carports, a screened porch nestled between them for relaxing or entertaining, and ample space for RV, boat, or trailer parking. The detached utility shed is equipped with electricity, making it ideal for a workshop, craft room, or storage, while the utility room includes laundry hookups for added convenience. A rare combination of flexibility, workspace, and parking options, this move-in ready property is perfect for full-time residents, seasonal owners, or anyone seeking affordable Florida living with room for all their toys. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
834
Sqft
0.16 ac
Lot size
1972
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,099 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,099/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$153 vs $236
Days on market
178 vs 41 typical
Where $153/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1304 ARROYO PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$62,500
1305 ARROYO PARKWAY · same community
2 bd · 2 ba · 938 sqft · $67/sqft · 4 DOM
Sold · Jun ’26$67,900
1924 SUNNY PALM DRIVE · same community
2 bd · 2 ba · 672 sqft · $101/sqft · 2 DOM
Sold · Nov ’25$120,000
1324 GRANADA AVENUE
2 bd · 1 ba · 910 sqft · $132/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1304 ARROYO PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1304 ARROYO PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1304 ARROYO PARKWAY FAQs
What would the monthly payment be for 1304 ARROYO PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1304 ARROYO PARKWAY?+
The most recent tax bill on record (2025) was $1,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $128,000, this home is listed about 70% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1304 ARROYO PARKWAY?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$128,000 is 68% below the ORMOND BEACH 32174 median of $399,995, and at $153/sqft it sits under the Ormond Beach average of $272.
02Time on market is leverage
178 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $148,000, now $128,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIMPLY REAL ESTATE · Joan Burnett. MLS #FC315587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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