5 OCEAN CREST WAY UNIT 1411, PALM COAST, FL, 32137
Active467 days on marketListed Apr 24, 2025MLS #FC309209
About this home
5 OCEAN CREST WAY UNIT 1411
Step into a lifestyle of relaxation, beauty, and effortless comfort in this stunning 3-bedroom, 2-bathroom corner condominium located in the most desirable Villa building at Hammock Beach Resort. From the moment you walk through the elegant entry foyer, you'll feel a sense of welcome that instantly feels like home. Inside, this unit comes fully furnished and features an open-concept design that seamlessly blends a chef's kitchen, a cozy breakfast nook, a spacious living room, and an inviting dining area—perfect for both quiet mornings and lively gatherings. The kitchen features rich 42-inch cabinets, granite countertops, and stainless steel appliances. The dining and living areas are bathed in natural light, creating a space where laughter, connection, and memories take center stage. The private balcony is your own personal retreat—a peaceful space to sip your morning coffee, unwind in the evening air, or simply pause and soak in the tranquil surroundings. The split-bedroom floor plan offers privacy and space for everyone. The primary suite is a true sanctuary, complete with a walk-in shower, a soaking tub for those long, relaxing baths, granite double vanities, and a spacious walk-in closet. Two additional bedrooms and a full bathroom ensure your guests or loved ones feel right at home. You'll also appreciate the full laundry and utility roomtucked away, yet always convenient. This unit is currently enrolled in the Hammock Beach Resort rental program and is booked solid through October 2025meaning the new owner will inherit a stream of income from day one. Resort living is just steps away, with world-class amenities including fine and casual dining, a luxurious spa, state-of-the-art fitness center, a water slide, lazy river, and two championship golf courses designed by legends Jack Nicklaus and Tom Watson. Nature lovers will find themselves minutes from pristine state parks, scenic trails, and peaceful marinas. And when it's time to explore, you're just a short drive from the historic charm of St. Augustine or the vibrant energy of Daytona Beach. Whether you're searching for a full-time residence, a luxurious vacation getaway, or a high-performing investment property, this beautiful condominium delivers on every level. Don't miss your chance to own a slice of the Hammock Beach lifestyleschedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,696
Sqft
0.59 ac
Lot size
2005
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,876 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.3%
$/sqft vs NORTHSHORE 05
$295 vs $464
Days on market
467 vs 52 typical
Where $295/sqft sits among the 19 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 19
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 OCEAN CREST WAY UNIT 1411
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$500,000
5 OCEAN CREST WAY UNIT 1431 · same community
3 bd · 2 ba · 1,696 sqft · $295/sqft · 44 DOM
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Sold · Mar ’26$670,000
200 OCEAN CREST DRIVE UNIT 515 · same community
3 bd · 3 ba · 1,676 sqft · $400/sqft · 383 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 OCEAN CREST WAY UNIT 1411 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 OCEAN CREST WAY UNIT 1411 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5 OCEAN CREST WAY UNIT 1411 FAQs
What would the monthly payment be for 5 OCEAN CREST WAY UNIT 1411?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 OCEAN CREST WAY UNIT 1411?+
The most recent tax bill on record (2024) was $6,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 OCEAN CREST WAY UNIT 1411?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $500,000, this home is listed about 25% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5 OCEAN CREST WAY UNIT 1411?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$500,000 runs 31% above the PALM COAST 32137 median.
02Time on market is leverage
467 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $575,000, now $500,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Christopher Snow. MLS #FC309209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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