
590 TOULOUSE DRIVE, PUNTA GORDA, FL, 33950
Active37 days on marketListed Jul 1, 2026MLS #D6147941
About this home
590 TOULOUSE DRIVE
Experience the very best of Southwest Florida WATERFRONT living in this exceptional custom home on SAILBOAT WATER in BURNT STORE ISLES. Built by renowned local builder Tim Towles, this beautifully crafted residence blends timeless design, quality construction, and thoughtful upgrades with the BOATING LIFESTYLE you've been dreaming of. From the moment you arrive, the CIRCULAR DRIVEWAY, side-entry garage, and inviting front porch create an impressive first impression. Step inside to be greeted by soaring ceilings, abundant natural light, and breathtaking views of the sparkling pool and canal beyond. Designed for both everyday living and effortless entertaining, the open floor plan seamlessly connects indoor and outdoor spaces through dramatic ZERO-CORNER POCKET SLIDING DOORS, allowing you to embrace Florida's year-round sunshine. The spacious layout offers 3 bedrooms, 2½ baths, with elegant finishes throughout including PLANTATION SHUTTERS, CUSTOM BUILT-INS, designer lighting and fans, granite countertops, and CERAMIC AND PORCELAIN TILE flooring throughout. At the heart of the home, the well-appointed kitchen overlooks the family room, formal living area, pool, and water, featuring WHITE CABINETRY with GLASS DISPLAY UPPER DOORS, a large center ISLAND WITH COOKTOP, WALL OVEN, MICROWAVE, newer appliances, including a smart refrigerator, and abundant storage. The primary suite is designed as a peaceful retreat with DUAL WALK-IN CLOSETS, while the primary bathroom includes a bidet, dual sinks, garden tub and walk-in Roman shower. Outdoors, your private oasis awaits with a HEATED SALTWATER POOL and SPA featuring a PEBBLETEC FINISH, TRAVERTINE DECK, PANORAMIC SCREEN enclosure, outdoor shower, lush landscaping, storage and convenient POOL BATH. A separate WATERFRONT PATIO provides the perfect setting to enjoy your morning coffee, evening cocktails, or simply watch the boats pass by while taking in the long canal views. For boating enthusiasts, the location is hard to beat. With NO BRIDGES to Charlotte Harbor, you'll enjoy quick access to world-class fishing, Gulf waters, waterfront restaurants, and secluded beaches accessible only by boat. The existing seawall and dock with water and electric offer immediate enjoyment, while the oversized waterfront lot provides excellent potential to expand the dock and add a boat lift to accommodate a larger vessel. Equally impressive are the features that provide added confidence for Florida living - a stone-coated METAL ROOF was installed in 2023, AC was replaced in 2025, home features accordion and clear-panel HURRICANE SHUTTERS, and Kevlar screens to provide peace of mind for full-time and part-time residents. Located in the sought-after BURNT STORE ISLES community, residents enjoy OPTIONAL HOA membership with access to the neighborhood Boat Club, deed restrictions that help protect property values, and optional golf membership at Twin Isles Country Club. Just minutes away, historic downtown Punta Gorda offers waterfront dining, boutique shopping, Fishermen's Village, Gilchrist Park, Sunseeker Resort, numerous golf courses, and countless opportunities to enjoy boating, fishing, beaches, and unforgettable Gulf Coast sunsets. This is more than a waterfront home—it's an opportunity to enjoy the FLORIDA LIFESTYLE with quality craftsmanship, exceptional boating access, and features designed for comfort, convenience, and lasting enjoyment.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,325
Sqft
0.33 ac
Lot size
2
Garage
2000
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,909 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,909/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs PUNTA GORDA ISLES SEC 15
$305 vs $333
Days on market
37 vs 59 typical
Where $305/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 17
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 168% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 590 TOULOUSE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$519,000
507 MONACO DRIVE · same community
3 bd · 2 ba · 2,316 sqft · $224/sqft · 247 DOM
Sold · Sep ’25$469,000
3724 BORDEAUX DRIVE · same community
3 bd · 2.5 ba · 2,380 sqft · $197/sqft · 41 DOM
Sold · Apr ’26$479,000
402 MADRID BOULEVARD · same community
3 bd · 2 ba · 2,265 sqft · $211/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 590 TOULOUSE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 590 TOULOUSE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
590 TOULOUSE DRIVE FAQs
What would the monthly payment be for 590 TOULOUSE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,909/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 590 TOULOUSE DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 590 TOULOUSE DRIVE?+
The most recent tax bill on record (2025) was $7,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 590 TOULOUSE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $710,000, this home is listed about 108% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 590 TOULOUSE DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sally Corrick. MLS #D6147941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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