15610 SEAFOAM CIRCLE, PORT CHARLOTTE, FL, 33981
Active106 days on marketListed Apr 24, 2026MLS #D6147127
About this home
15610 SEAFOAM CIRCLE
****PRICE IMPROVEMENT**** Location, lifestyle, and the perfect place to call home — welcome to South Gulf Cove, one of Port Charlotte’s most desirable boating communities. This beautifully designed waterfront home immediately impresses with wide open views of the lanai and canal, showcased through zero corner sliders that disappear to blend indoor and outdoor living.The great room makes a striking first impression with a lovely, coffered ceiling trimmed in crown molding, and the adjoining dining area creates an elegant setting for gatherings. The kitchen is both functional and refined, offering true full wood cabinets, granite counters, stainless appliances, a walk in pantry, and an oversized breakfast bar ideal for prep and serving. Just off the kitchen, the spacious dinette — currently styled as a bonus sitting room — adds wonderful flexibility. Whether you prefer a cozy reading nook, office space, second conversation area, or traditional dining space, this multi function room adapts beautifully to your lifestyle while capturing peaceful water views. The primary suite is a retreat of its own with two oversized walk in closets and a spa inspired ensuite featuring a walk through shower with dual rainheads. The guest bedrooms are positioned in their own private wing and share a full guest bathroom, making this split plan ideal for hosting family and friends. Step outside to your private Florida oasis. The saltwater heated pool, multicolor LED lighting, and large screened lanai set the stage for relaxation and entertaining. A designated pool bath adds convenience for outdoor living. The fenced back yard keeps your pup safe, while the concrete seawall, dock, 10k boat lift, and side walkway make boating days effortless. You’ll love the friendly neighbors and the unbeatable access to Charlotte Harbor and the Gulf. Practical features elevate peace of mind: • Extended garage with workshop space and remote control roll down bug screen • Impact glass plus additional storm panels for the sliders • Electric roll down hurricane shutters on front and rear • Wired surge protection • New roof (2023) • New saltwater generator (2025) • Fresh interior and exterior paint. This home blends craftsmanship, comfort, and coastal living in a community known for its waterways and welcoming atmosphere. Whether you’re entertaining, boating, or simply enjoying the view, this property delivers the full Florida experience.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,036
Sqft
0.23 ac
Lot size
2
Garage
2018
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,037 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,037/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
$/sqft vs PORT CHARLOTTE SEC 093
$356 vs $317
Days on market
106 vs 60 typical
Where $356/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 35
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1735% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15610 SEAFOAM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$345,000
8223 SCOBEY ROAD · same community
3 bd · 2 ba · 2,032 sqft · $170/sqft · 30 DOM
Sold · Feb ’26$820,000
15498 SEAFOAM CIRCLE · same community
3 bd · 2 ba · 2,063 sqft · $397/sqft · 153 DOM
Sold · Aug ’25$675,000
8178 ARLEWOOD CIRCLE · same community
3 bd · 2 ba · 2,088 sqft · $323/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15610 SEAFOAM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15610 SEAFOAM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
15610 SEAFOAM CIRCLE FAQs
What would the monthly payment be for 15610 SEAFOAM CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,037/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15610 SEAFOAM CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15610 SEAFOAM CIRCLE?+
The most recent tax bill on record (2025) was $8,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15610 SEAFOAM CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $725,000, this home is listed about 119% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 15610 SEAFOAM CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 1735% above the PORT CHARLOTTE 33981 median — but at 2,036 sqft it's also 24% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $750,000, now $725,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Marcia Cullinan. MLS #D6147127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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