16859 SW 23RD AVENUE ROAD, OCALA, FL, 34473
Active273 days on marketListed Nov 7, 2025MLS #D6144658
About this home
16859 SW 23RD AVENUE ROAD
WATER SERVICE IS NOW AVAILABLE! Cost for water connection is $7065.62. (see email from MCU attached to this MLS) Great price on this residential lot in Marion Oaks! See Utility Availability letter from Marion County Utilities attached to this MLS. Lot is not in a mandatory flood zone so your lender will not require flood insurance when you build! Marion Oaks is a deed restricted community with a voluntary HOA of only $10/yr. It has its own post office, library, shopping center and community center. Conveniently located close to be able to enjoy Ocala's shopping and restaurants in addition to the World Equestrian Center, Silver Springs State Park, and so much more.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16859 SW 23RD AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$249,900
2290 SW 165TH ST ROAD · same community
3 bd · 2 ba · 1,315 sqft · $190/sqft · 6 DOM
Sold · Jun ’26$257,500
3026 SW 168TH LOOP · same community
3 bd · 2 ba · 1,368 sqft · $188/sqft · 118 DOM
Sold · Jan ’26$280,000
17568 SW 25TH CIRCLE · same community
3 bd · 2 ba · 1,373 sqft · $204/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16859 SW 23RD AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16859 SW 23RD AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
16859 SW 23RD AVENUE ROAD FAQs
What would the monthly payment be for 16859 SW 23RD AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $415/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16859 SW 23RD AVENUE ROAD?+
The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16859 SW 23RD AVENUE ROAD?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16859 SW 23RD AVENUE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $34,900, this home is listed about 88% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 16859 SW 23RD AVENUE ROAD?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Kathy Damewood. MLS #D6144658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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