Kat Bonelli
$449,0003 bd2 ba1,405 sqft$320 /sqft$3,546 /mo all-in ↓

18422 ARAPAHOE CIRCLE, PORT CHARLOTTE, FL, 33948

Active3 days on marketListed Aug 6, 2026MLS #C7529123

WaterfrontSingle Family ResidencePORT CHARLOTTE SEC 079

About this home

18422 ARAPAHOE CIRCLE

PRIME SAILBOAT GULF ACCESS WITH PRIVATE BACKYARD VIEWS awaits with this 3/2/2 beautifully renovated home on a WIDE SALTWATER CANAL named the Manchester Waterway. PERFECTLY POSITIONED, experience the magic of picturesque Florida sunsets from the sought after southern-facing backyard screened lanai. This generous sized split floor plan offers wonderful curb appeal, including a screened front entry that promotes refreshing cross breezes throughout. Step inside to TILE flooring across the main living spaces with natural light from sliders overlooking the lanai and vast waterway show casing panoramic canal views. Entertaining is effortless in the spacious living room and separate dining room, both designed for gatherings with breathtaking water vistas. The kitchen is a chef’s delight built for two cooks in the kitchen nicely crafted featuring granite countertops, a tumble stone tile backsplash, coffered ceiling, abundant cabinetry with decorative hardware, newer appliances, pantry storage, and a convenient pass through direct to the screened lanai. The serene primary bedroom suite boasts its own private lanai access, 10FT DEEP WALK IN CLOSET, and an ensuite bathroom showcasing an exquisite raised glass sink vanity. Both guest bedrooms are generously sized with overhead decorator fans and ample closet space, with one bedroom offering its own private lanai access. AMPLE GARAGE SPACE SIZED 23x22FT with an 8FT TALL BAY DOOR perfect for truck owners, tools or additional storage. Enjoy endless WIDE SALTWATER VIEWS from the expansive screened lanai, ideal for morning coffee or magical evening sunsets, with PLENTY OF ROOM TO ADD ANY POOL. Bring your LARGER SIZED boat with its own dock access for direct Gulf sailing or keep your fishing poles handy to fish right off your property. Additional perks that add value and convenience include NEW ROOF 2022, NEW 2022 SEAWALL CAP, NEW DOCK 2022, SURVEY AVAILABLE, NEW HOT WATER HEATER 2024, PUBLIC WATER, PUBLIC SEWER, NO HOA FEES, NO DEED RESTRICTIONS making it an exceptional year-round or seasonal Florida retreat. DON'T DELAY, schedule your private showing TODAY. Your perfect Florida waterfront lifestyle awaits!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,405

Sqft

0.23 ac

Lot size

2

Garage

1982

Year built

One

Levels

$320

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$6,526/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,546 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$544
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,546/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$544
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$227KedgeAI estimate $248,690 · range $237K$272K$467K

vs edgeAI estimate

+80.5%

$/sqft vs PORT CHARLOTTE SEC 079

$320 vs $259

Days on market

3 vs 60 typical

Where $320/sqft sits among the 11 homes for sale in PORT CHARLOTTE SEC 079

2
4
2 · this home
1
1
1
$178–229$229–280$280–331$331–382$382–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Map of 18422 ARAPAHOE CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
ElementaryMeadow Park Elementary School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

5 of 11

PORT CHARLOTTE SEC 079 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1397% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $449,000 · 3 days on market since
1982Built · PORT CHARLOTTE SEC 079

Reality check

What actually sold near 18422 ARAPAHOE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5104 SILVER BELL DRIVESold · Jun ’26

$175,000

5104 SILVER BELL DRIVE · same community

3 bd · 2 ba · 1,482 sqft · $118/sqft · 23 DOM

18069 OHARA DRIVESold · Dec ’25

$345,000

18069 OHARA DRIVE · same community

3 bd · 2 ba · 1,320 sqft · $261/sqft · 445 DOM

18651 ASHCROFT CIRCLESold · May ’26

$135,500

18651 ASHCROFT CIRCLE · same community

3 bd · 2 ba · 1,284 sqft · $106/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18422 ARAPAHOE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18422 ARAPAHOE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

18422 ARAPAHOE CIRCLE FAQs

What would the monthly payment be for 18422 ARAPAHOE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18422 ARAPAHOE CIRCLE?+

The most recent tax bill on record (2025) was $6,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18422 ARAPAHOE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $449,000, this home is listed about 36% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 18422 ARAPAHOE CIRCLE?+

Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 1397% above the PORT CHARLOTTE 33948 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Port Charlotte market that averages 60 — if it fits, move quickly.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7529123.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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