4135 COTTON TAIL DRIVE, NEW PORT RICHEY, FL, 34653
Active14 days on marketListed Jul 28, 2026MLS #C7528901
About this home
4135 COTTON TAIL DRIVE
Move in ready pond view home with flex room in New Port Richey! Nestled beneath beautiful mature oak trees, this well maintained 2 bedroom, 2 bathroom home with a versatile flex room offers the perfect blend of comfort, functionality, and value. Major updates have already been completed, including a new roof in 2022 and a new AC system in 2024, making this home truly move in ready. Whether you're searching for a primary residence, seasonal getaway, or investment property, this home is ready for its next owner. Step inside to discover a spacious living and dining room combination featuring durable laminate flooring and elegant plantation shutters throughout the living area. Sliding glass doors fill the space with natural light and open to the Florida room, creating an ideal setting for year round indoor and outdoor living. The flex room also features sliding glass doors to the Florida room, making it a perfect home office, hobby room, reading room, or additional living space. The kitchen offers abundant cabinet and countertop space along with a pantry for extra storage. Both bedrooms are spacious with generous closet space and are thoughtfully located near one of the bathrooms for privacy and convenience. Carpet in both bedrooms adds warmth and comfort. Enjoy peaceful mornings and relaxing evenings overlooking the tranquil pond from the Florida room or step outside to the open patio where the mature oak trees provide natural shade and a picturesque setting. A storage shed offers additional space for lawn equipment, tools, and outdoor essentials, while the attached 1 car garage provides both parking and extra storage. One of the biggest advantages of this property is its flexibility. The neighborhood features an optional civic association with low annual dues of approximately $35 per year, allowing homeowners to enjoy neighborhood activities without the obligation of a mandatory HOA. There is also no CDD, helping keep ownership costs low. Conveniently located near Gulf View Square, Publix, Target, Walmart, restaurants, parks, golf courses, medical facilities, and everyday shopping. Enjoy easy access to US 19, State Road 54, historic downtown New Port Richey, Sims Park, the Pithlachascotee River, and the beautiful Gulf Coast beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,236
Sqft
0.22 ac
Lot size
1
Garage
1978
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs PARK LAKE ESTATES
$235 vs $199
Days on market
14 vs 51 typical
Where $235/sqft sits among the 9 homes for sale in PARK LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34653 — neighborhood snapshot
Population
36,086
Median age
49.9
Median income
$47,660
Median home value
$180,900
Avg household
2.21
Households w/ children
3,038
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 9
PARK LAKE ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4135 COTTON TAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$210,000
4420 SAWGRASS BOULEVARD · same community
2 bd · 2 ba · 1,254 sqft · $167/sqft · 22 DOM
Sold · Oct ’25$323,000
4142 SAWGRASS BOULEVARD · same community
2 bd · 2 ba · 1,304 sqft · $248/sqft · 33 DOM
Sold · Dec ’25$320,000
4331 GROUPER LANE · same community
2 bd · 2 ba · 1,358 sqft · $236/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4135 COTTON TAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4135 COTTON TAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4135 COTTON TAIL DRIVE FAQs
What would the monthly payment be for 4135 COTTON TAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,095/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4135 COTTON TAIL DRIVE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4135 COTTON TAIL DRIVE?+
The most recent tax bill on record (2025) was $1,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4135 COTTON TAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $290,000, this home is listed about 4% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4135 COTTON TAIL DRIVE?+
Anclote Elementary School (elementary), Gulf Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Shasta Degraw. MLS #C7528901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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