Kat Bonelli
$499,9003 bd2 ba1,506 sqft$332 /sqft$3,872 /mo all-in ↓

4102 SE 1ST PLACE, CAPE CORAL, FL, 33904

Active6 days on marketListed Jul 28, 2026MLS #C7528892

WaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

Come see it

Upcoming open house

Sat, Aug 8

1:30 PM – 4:00 PM

About this home

4102 SE 1ST PLACE

Virtually Staged. Welcome to the Southwest Florida waterfront lifestyle at 4102 SE 1st Place. This 3-bedroom, 2-bath Gulf-access home offers 1,506 square feet of comfortable living space in a convenient SE Cape Coral location near downtown restaurants, shopping, entertainment and medical facilities. Boaters will appreciate the short ride to open water, the beaches and the Gulf, along with a spacious dock equipped with two boat lifts: 12,000 and 6,000 pounds. Inside, tile flooring runs throughout the home. A vaulted ceiling, floor-to-ceiling windows and sliding glass doors fill the main living area with natural light and show pool and intersecting-canal views. The kitchen features lots of cabinets, crown molding, a tile backsplash, wine rack, breakfast bar and a full appliance package. A formal dining area and separate breakfast nook provide plenty of room for everyday meals and entertaining. The primary suite includes a sitting area overlooking the water and pool, along with dual sinks and a walk-in shower. Outside, enjoy a sparkling pool surrounded by pavers beneath a screened enclosure, plus generous back and side yards. Western rear exposure provides beautiful sunset views across the canal. Additional features include front and rear screened porches, an attached one-car garage, in-home laundry and a barrel-tile roof. Recent improvements include a newer HVAC system (2024), water heater (2024), pool pump, microwave, dishwasher, kitchen faucet and garbage disposal, along with professional exterior painting, refreshed landscaping and new pool screens. This is a wonderful opportunity to enjoy boating, sunsets and the relaxed Cape Coral lifestyle from your own waterfront home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,506

Sqft

0.24 ac

Lot size

1

Garage

1972

Year built

One

Levels

$332

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway
ExteriorHurricane Shutters · Irrigation System · Lighting · Sliding Doors

Community & fees

Taxes (2025)$6,582/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$548
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,872/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$548
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$395KedgeAI estimate $425,079 · range $411K$460K$520K

vs edgeAI estimate

+17.6%

$/sqft vs CAPE CORAL

$332 vs $240

Days on market

6 vs 51 typical

Where $332/sqft sits among the 131 homes for sale in CAPE CORAL

52
37
13 · this home
10
10
9
$164–222$222–280$280–337$337–395$395–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bimini Basin

Map of 4102 SE 1ST PLACE inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Bimini Basin — neighborhood snapshot

Population

8,466

Median age

51

Median income

$67,975

Median home value

$269,424

Avg household

2

Households w/ children

599

For the school run

Lee County School District

ElementaryCape Elementary School★★★★★
ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
MiddleGulf Middle School★★★★★
ElementaryGulf Elementary School★★★★
HighIda S. Baker High School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$375K$390K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

51 of 131

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $499,900 · 6 days on market since
1972Built · CAPE CORAL

Reality check

What actually sold near 4102 SE 1ST PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1813 SW 36TH TERRACESold · Dec ’25

$260,000

1813 SW 36TH TERRACE · same community

3 bd · 2 ba · 1,522 sqft · $171/sqft · 40 DOM

230 NE 9TH AVENUESold · Dec ’25

$260,000

230 NE 9TH AVENUE · same community

3 bd · 2 ba · 1,522 sqft · $171/sqft · 85 DOM

1428 SE 20TH AVENUESold · Dec ’25

$255,000

1428 SE 20TH AVENUE · same community

3 bd · 2 ba · 1,435 sqft · $178/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4102 SE 1ST PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4102 SE 1ST PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

4102 SE 1ST PLACE FAQs

What would the monthly payment be for 4102 SE 1ST PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4102 SE 1ST PLACE?+

The most recent tax bill on record (2025) was $6,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $499,900, this home is listed about 15% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4102 SE 1ST PLACE?+

Cape Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$499,900 runs 11% above the CAPE CORAL 33904 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Cape Coral market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Cape Elementary School, Pelican Elementary School, Cape Coral High School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 SELLING PARADISE · Christine Blasses. MLS #C7528892.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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