Kat Bonelli
$875,0003 bd2.5 ba2,691 sqft$325 /sqft$6,090 /mo all-in ↓

9990 SW COUNTY ROAD 769, ARCADIA, FL, 34269

Active1 days on marketListed Jul 31, 2026MLS #C7528820

Single Family ResidenceARCADIA

About this home

9990 SW COUNTY ROAD 769

Tucked away on 10 private, fully fenced acres, this beautifully reimagined 3 bedroom, 2.5 bathroom estate offers more than 2,600 square feet where thoughtful design meets peaceful country living. Situated down a winding drive, lined with mature oak trees and hidden from the roadside, offering ultiamte seclusion & peace and quiet. Greeted by a sprawling covered front porch, accented by cedar railings (2023), welcomes you home, setting the tone for the warm, inviting spaces found throughout. Completing the home's classic farmhouse aesthetic, the Hardie Board exterior, installed in 2023 over 5/8-inch plywood and the home's concrete block construction, reflects the quality craftsmanship found throughout the home. Inside, engineered hardwood flooring, crown molding, and fresh interior paint provide a timeless backdrop, while skylights (2023) flood the home with natural light, creating an inviting atmosphere throughout. At the heart of the home, the inviting living room is anchored by a wood burning fireplace framed by expansive custom built in shelving, creating a warm and welcoming space for everyday living. Just beyond, the beautifully updated kitchen is designed for gathering, featuring quartz countertops, a Euopean Verona 36" double oven range, an oversized island, floating shelving, a generous walk in pantry, and an impressive buffet with additional storage overlooking the private backyard. Designed with flexibility in mind, the home offers two ensuite bedrooms, including a spacious primary retreat with a oversized custom walk in closet, dual vanities, a soaking tub, and walk in shower. A guest suite features a walk in closet and a FULLY REMODELED ensuite bathroom, while a third bedroom with its own private entrance and adjoining bonus room offers endless flexibility for a home office, fitness room, playroom, or future guest suite. Additional updates include IMPACT WINDOWS AND DOORS (2023), METAL ROOF (2023), GUTTERS WITH LEAF GUARDS (2022), 4 TON HVAC SYSTEM (2021), WELL PUMP (2021), and HOT WATER HEATER (2021). The fully enclosed rear porch (2023) offers the perfect place to unwind while overlooking the peaceful backyard, seamlessly extending the home's living space outdoors. A fire pit, flourishing butterfly garden's, a creek and iconic red barn create a setting that's as functional as it is beautiful. Inside the 36'X36' barn, two climate controlled workshop spaces with individual MINI SPLIT systems offer endless flexibility for hobbies, a home business, creative studio, golf simulator, fitness room, or additional workspace, while covered storage and a dedicated well house with a regularly maintained water softener add everyday convenience. ZONED AGRICULTURE and situated on 10 fully fenced acres in a "X" FLOOD ZONE, this property offers the freedom to create the lifestyle you've always imagined, whether that's horses, hobby farming, or simply room to roam. Despite its remarkable sense of seclusion, you're only minutes from I-75, Punta Gorda, Arcadia, shopping, dining, and everyday conveniences.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,691

Sqft

10 ac

Lot size

1997

Year built

One

Levels

$325

Per sqft

FireplaceTrees/Woods view

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Skylight(s) · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorFire Pit · Garden · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$10,565/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,090 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$880
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,090/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$880
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arcadia

Map of 9990 SW COUNTY ROAD 769

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34269 — neighborhood snapshot

Population

5,111

Median age

62.7

Median income

$54,792

Median home value

$188,800

Avg household

2.16

Households w/ children

347

For the school run

DeSoto County School District

ElementaryNocatee Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$280K$260K

Arcadia median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the ARCADIA 34269 median. See the full Arcadia market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $875,000 · 1 days on market since
1997Built · ARCADIA

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9990 SW COUNTY ROAD 769 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9990 SW COUNTY ROAD 769 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

9990 SW COUNTY ROAD 769 FAQs

What would the monthly payment be for 9990 SW COUNTY ROAD 769?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,090/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9990 SW COUNTY ROAD 769?+

The most recent tax bill on record (2025) was $10,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $875,000, this home is listed about 140% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9990 SW COUNTY ROAD 769?+

Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$875,000 runs 157% above the ARCADIA 34269 median — but at 2,691 sqft it's also nearly twice the size of the typical Arcadia listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Arcadia market that averages 35 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Paige Schneider. MLS #C7528820.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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