28265 MORNINGSIDE DRIVE, PUNTA GORDA, FL, 33955
Active1 days on marketListed Jul 23, 2026MLS #C7528694
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 2:00 PM
About this home
28265 MORNINGSIDE DRIVE
Discover the freedom of country-style living in this 3 bedroom, 2 bathroom pool home situated on an oversized corner lot in Tropical Gulf Acres. With no HOA fees or deed restrictions, this property offers plenty of flexibility for your lifestyle. A bright, open floor plan, spacious outdoor living areas, and a versatile detached garage make this home ideal for everyday living, entertaining, or pursuing your favorite hobbies. INTERIOR FEATURES • 3 bedrooms, 2 bathrooms • Oversized corner lot • No HOA fees or deed restrictions • Bright, open floor plan • Vinyl flooring throughout • Spacious living room open to the kitchen and dining area • Large screened front porch • Laundry room • Bedrooms have built-in closets • Third bedroom located on a split floor plan with a nearby full bathroom KITCHEN FEATURES • Eat-in kitchen • All stainless steel appliances • Surface countertops • Breakfast bar • Closet pantry • Ample cabinet storage • Open to the living and dining areas OUTDOOR FEATURES • Large screened back patio • Private swimming pool • Plenty of room for outdoor dining and entertaining • Oversized corner lot with ample yard space DETACHED GARAGE / FLEX SPACE • Detached garage/shed • Wall-unit air conditioner • Built-in closet • Ideal for a workshop, hobby room, home gym, office, man cave, or traditional garage LOCATION HIGHLIGHTS • Located in Tropical Gulf Acres • No deed restrictions • Easy access to US-41 and I-75 • Convenient to Punta Gorda and Fort Myers • Close to shopping, dining, parks, and medical facilities • Short drive to boating, fishing, golf courses, and Gulf beaches Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this pool home offers comfortable living, flexible space, and the freedom to enjoy your property without HOA restrictions. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
971
Sqft
0.31 ac
Lot size
1
Garage
1985
Year built
One
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,690 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,690/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TROP G A
$360 vs $247
Days on market
1 vs 59 typical
Where $360/sqft sits among the 13 homes for sale in TROP G A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
Tropical Gulf Acres — neighborhood snapshot
Population
1,094
Median age
60
Median income
$64,964
Median home value
$246,900
Avg household
2
Households w/ children
131
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
4 of 13
TROP G A have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 754% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 28265 MORNINGSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$250,000
27444 CORINTHIAN DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $260/sqft · 21 DOM
Sold · Feb ’26$245,000
27508 HOLLYWOOD DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $255/sqft · 92 DOM
Sold · Mar ’26$235,000
27141 ALHAMBRA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $210/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 28265 MORNINGSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28265 MORNINGSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
28265 MORNINGSIDE DRIVE FAQs
What would the monthly payment be for 28265 MORNINGSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28265 MORNINGSIDE DRIVE?+
The most recent tax bill on record (2025) was $3,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28265 MORNINGSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $350,000, this home is listed about 1% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 28265 MORNINGSIDE DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 754% above the PUNTA GORDA 33955 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Nicholas Greth. MLS #C7528694.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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