3652 TREASURE COVE CIRCLE, NAPLES, FL, 34114
Active6 days on marketListed Jul 18, 2026MLS #C7528549
About this home
3652 TREASURE COVE CIRCLE
Situated within the gated community of Copper Cove Preserve, this beautifully maintained 3-bedroom, 2-bath pool and spa home offers comfort, style and effortless Florida living. The open-concept floor plan features tile flooring, crown molding and abundant natural light, while the updated kitchen showcases white cabinetry, stone countertops, stainless-steel appliances and generous breakfast-bar seating. Sliding glass doors extend the living space to a private screened lanai with a sparkling pool, raised spa, paver deck and peaceful lake views—an inviting setting for relaxing or entertaining year-round. Ideally located near Marco Island, downtown Naples, Gulf beaches, dining, shopping and recreation, this home offers a wonderful opportunity to enjoy the Southwest Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,649
Sqft
0.19 ac
Lot size
2
Garage
2014
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,362 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,362/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$382 vs $326
Days on market
6 vs 17 typical
Where $382/sqft sits among the 81 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Copper Cove Preserve
Get to know Naples. See the full Naples guide →
Copper Cove Preserve — neighborhood snapshot
Population
320
Median age
60
Median income
$98,871
Median home value
$507,334
Avg household
2
Households w/ children
10%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
13 of 81
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the NAPLES 34114 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 3652 TREASURE COVE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$880,000
6763 WINDING CYPRESS DRIVE
3 bd · 2 ba · 2,107 sqft · $418/sqft · 63 DOM
Sold · Jun ’26$1,200,000
7657 MULBERRY LN, Naples FL 34114
3 bd · 4 ba · 3,281 sqft · $366/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3652 TREASURE COVE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3652 TREASURE COVE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3652 TREASURE COVE CIRCLE FAQs
What would the monthly payment be for 3652 TREASURE COVE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,362/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3652 TREASURE COVE CIRCLE?+
The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3652 TREASURE COVE CIRCLE?+
The most recent tax bill on record (2025) was $3,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3652 TREASURE COVE CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $629,900, this home is listed about 15% above the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3652 TREASURE COVE CIRCLE?+
Manatee Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,900 runs 162% above the NAPLES 34114 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Naples market that averages 17 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7528549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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