5038 NE SANDY ROAD, ARCADIA, FL, 34266
Active7 days on marketListed Jul 16, 2026MLS #C7528480
About this home
5038 NE SANDY ROAD
Spacious Living, Modern Updates & Seller Financing Available! Welcome to this beautifully and recently renovated 3-bedroom, 2-bathroom home nestled on an expansive, cleared 0.43-acre lot in Arcadia. Offering a generous 1,622 sq. ft. of comfortable living space, this property blends a peaceful country feel with modern conveniences. Step inside to find a light-filled, open-concept floor plan boasting brand-new updates throughout, including fresh flooring, modern fixtures, and a stylishly refreshed kitchen and bathrooms. The split-bedroom layout ensures maximum privacy, making it perfect for families or those needing a dedicated home office. Outside, the oversized lot offers plenty of space for a workshop, boat or RV parking, gardening, or outdoor entertaining—all with no restrictive HOA fees to worry about! Located just minutes from historic downtown Arcadia, Peace River outdoor activities, shopping, and dining. Best of all, Seller Financing is available, making homeownership more accessible than ever. Don't miss out on this incredible opportunity—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.43 ac
Lot size
1987
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Arcadia actives
$123 vs $240
Days on market
7 vs 35 typical
Where $123/sqft sits among the 119 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
53 of 119
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 5038 NE SANDY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$194,500
5139 NE SANDY ROAD · same community
2 bd · 2 ba · 1,191 sqft · $163/sqft · 6 DOM
Sold · Jun ’26$387,000
3060 NE TOP TERRACE
4 bd · 2 ba · 1,601 sqft · $242/sqft · 0 DOM
Sold · May ’26$387,000
3102 NE TOP TERRACE
4 bd · 2 ba · 1,601 sqft · $242/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5038 NE SANDY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5038 NE SANDY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5038 NE SANDY ROAD FAQs
What would the monthly payment be for 5038 NE SANDY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5038 NE SANDY ROAD?+
The most recent tax bill on record (2025) was $2,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $199,900, this home is listed about 45% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5038 NE SANDY ROAD?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCADIA 34266 market on paper
$199,900 is 25% below the ARCADIA 34266 median of $267,000, and at $123/sqft it sits under the Arcadia average of $310.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Arcadia market that averages 35 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REMAX LANDMARK · Akos Jankura. MLS #C7528480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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