1321 BLUFF HAMMOCK ROAD, LORIDA, FL, 33857
Active113 days on marketListed Mar 28, 2026MLS #C7524082
About this home
1321 BLUFF HAMMOCK ROAD
Welcome to this exceptional estate at 1321 Bluff Hammock Rd, Lorida, FL 33857, a truly unique property offering privacy, versatility, and a fully equipped lifestyle surrounded by nature. This impressive property is designed for both comfortable living and income potential. The main residence features 3 bedrooms and 2 full bathrooms, with front and rear terraces perfect for relaxing or entertaining. The home includes central air conditioning and heating (new system), and comes fully furnished with living and dining room sets, TVs, beds with mattresses, washer and dryer, stove, range hood, microwave, and refrigerator. Step outside and enjoy a complete outdoor kitchen equipped with stove, microwave, dishwasher, refrigerator, and freezer—ideal for gatherings and outdoor living. This property is ideal for those seeking a private estate, multi-family living, agricultural use, or an income-producing investment. A rare opportunity to own a fully equipped and move-in-ready compound in the peaceful Lorida area. The property also includes multiple additional living spaces, perfect for guests or rental income: * 30’ RV (2022) – 1 bedroom / 1 bathroom * 37’ RV (2016) – 1 bedroom / 1 bathroom * Detached guest house (24’ x 12’) – 1 bedroom / 1 bathroom Optional Equipment (Not Included in Purchase Price): The following items are not included in the sale but may be available for purchase separately and are negotiable: * Kubota RTV-XG850 Sidekick 2023 * Kubota lawn mower 2024 * Kubota backhoe loader 2026 * 3 trailers
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
980
Sqft
10 ac
Lot size
2024
Year built
One
Levels
$592
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$592 vs $283
Days on market
113 vs 7 typical
Where $592/sqft sits among the 399 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lorida
Get to know Lorida. See the full Lorida guide →
LORIDA 33857 — neighborhood snapshot
Population
935
Median age
64.5
Median income
$47,083
Median home value
$132,400
Avg household
1.96
Households w/ children
37%
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lorida market
$160K → $350K
Lorida median sold, yr/yr
87.8%
Sale-to-list ratio (12 mo)
176 of 399
N/A have cut their price
Median sold price, Lorida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 263% above the LORIDA 33857 median. See the full Lorida market guide →
Paper trail
This home's history
Reality check
What actually sold near 1321 BLUFF HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$750,000
510 POOL BRANCH ROAD · same community
3 bd · 2 ba · 960 sqft · $781/sqft · 23 DOM
Sold · Nov ’25$227,000
709 NW 3RD STREET · same community
3 bd · 1 ba · 930 sqft · $244/sqft · 95 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1321 BLUFF HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1321 BLUFF HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1321 BLUFF HAMMOCK ROAD FAQs
What would the monthly payment be for 1321 BLUFF HAMMOCK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1321 BLUFF HAMMOCK ROAD?+
The most recent tax bill on record (2025) was $1,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lorida?+
At $580,000, this home is listed about 29% above the Lorida median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1321 BLUFF HAMMOCK ROAD?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$580,000 runs 263% above the LORIDA 33857 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
113 days on market against a Lorida median of 7 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MATO REALTY, LLC · Becky Mato. MLS #C7524082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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