8115 SW HORSE CREEK ROAD, ARCADIA, FL, 34266
Active190 days on marketListed Feb 2, 2026MLS #C7521036
About this home
8115 SW HORSE CREEK ROAD
This 5-acre parcel is located in the quiet area of DeSoto County, outside the city of Arcadia—an area known for its open space, agricultural surroundings, and relaxed pace of life. If you’re looking for room to spread out and enjoy a true country setting, this property offers a solid opportunity. The acreage provides plenty of space for a home, outdoor living, and recreational use. One corner of the parcel is designated as wetlands, which contributes to the natural character of the property, while the remaining land offers flexibility for future use, subject to applicable county regulations. Surrounded by wide-open landscapes and natural Florida scenery, the setting is peaceful and private, yet still within a reasonable drive to shopping, dining, and everyday conveniences in Arcadia and nearby areas. Take a drive, walk the property, and see if this land fits your plans.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,097 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,097/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$260K → $259K
Arcadia median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 8115 SW HORSE CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$390,000
3788 SW ARMADILLO TRAIL
1 bd · 1 ba · 960 sqft · $406/sqft · 196 DOM
Sold · Nov ’25$297,500
8539 SW OPOSSUM TRAIL
4 bd · 2 ba · 1,152 sqft · $258/sqft · 46 DOM
Sold · Mar ’26$399,000
4144 SW ARMADILLO TRAIL
1 bd · 2 ba · 1,224 sqft · $326/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8115 SW HORSE CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8115 SW HORSE CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8115 SW HORSE CREEK ROAD FAQs
What would the monthly payment be for 8115 SW HORSE CREEK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8115 SW HORSE CREEK ROAD?+
The most recent tax bill on record (2025) was $987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8115 SW HORSE CREEK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Arcadia?+
At $135,000, this home is listed about 63% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8115 SW HORSE CREEK ROAD?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Clara Tovar. MLS #C7521036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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