Kat Bonelli
$5,7503 bd2 ba2,255 sqft$3 /sqft$202 /mo all-in ↓

3304 SUNSET KEY CIRCLE UNIT D, PUNTA GORDA, FL, 33955

Active333 days on marketListed Aug 24, 2025MLS #C7514007

Priced 86% below the PUNTA GORDA 33955 medianCondominiumTOPAZ COVE CONDO

About this home

3304 SUNSET KEY CIRCLE UNIT D

Spacious SEASONAL RENTAL - BURNT STORE MARINA - Located in Gated Prosperity Point - Topaz Cove...SPACIOUS 2,250 sqft 2nd Floor Condo - THREE Bedrooms - TWO Baths...Enjoy Tranquil Views of Water Fountain in Lagoon below from the oversize Screened Lanai...Primary Bedroom with ensuite bathroom and Walk-In Closet and Sliders to Lanai to enjoy early morning tropical views!...OPEN FLOOR PLAN...Formal Dining...Breakfast Dining...Breakfast Bar...Walk-In Pantry...Two additional LARGE Bedrooms...Attractive Den/Office...TWO CAR Garage...EXTRA AMENITIES INCLUDED with Rental: Treadmill, Recumbent Bike, Bicycles, Twin Bike & Kayak....SHORT walk to One of Two Beautiful Heated Pools with Hot Tub and Lagoon Views...Take your morning walk along the North and South Basins and admire the elegant boats and sea Life...Rent a Boat or use your Freedom Boat Club membership and explore beautiful Charlotte Harbor and have lunch at on one of Barrier Islands and Shelling and Fishing and Dolphins...Golfers will love the 27 Holes of GOLFING, Pro-Shop, Restaurant and Country Club Activities...Rent a Golf Cart on site and go for Breakfast, Lunch & Dinner in one of 3 BSM Restaurants (TWO WATERFRONT)...Live Entertainment...Sign up for a Seasonal Membership at our Fitness, Racquet (Tennis & Pickleball), Pool Club during your stay...RENTING DOESN'T GET ANY BETTER THAN THIS!!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,255

Sqft

0.14 ac

Lot size

2

Garage

2001

Year built

One

Levels

$3

Per sqft

Water viewTurnkey

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

ViewWater
ParkingDeeded · Garage Door Opener · Golf Cart Garage · Ground Level · Guest · On Street · Under Building

Community & fees

PetsNo
CommunityFishing · Marina · Private Boat Ramp · Water Access · Waterfront · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$202 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$34
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $201Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $201
Interest rate6.00%
Loan term

Estimated payment

$202/mo

Principal & interest$34
FHA mortgage insurance (est.)$3
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Burnt Store Marina & Country Club

Map of 3304 SUNSET KEY CIRCLE UNIT D inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Marina & Country Club — neighborhood snapshot

Population

2,152

Median age

73

Median income

$104,062

Median home value

$383,986

Avg household

2

For the school run

Lee County School District

HighMariner High School★★★★
MiddleMariner Middle School★★★★★
HighIsland Coast High School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighNorth Fort Myers High School★★★★
HighCape Coral High School★★★★★
HighIda S. Baker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 24, 2025Listed at $5,750 · 333 days on market since
2001Built · TOPAZ COVE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3304 SUNSET KEY CIRCLE UNIT D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3304 SUNSET KEY CIRCLE UNIT D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

3304 SUNSET KEY CIRCLE UNIT D FAQs

What would the monthly payment be for 3304 SUNSET KEY CIRCLE UNIT D?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $202/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3304 SUNSET KEY CIRCLE UNIT D?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $5,750, this home is listed about 98% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3304 SUNSET KEY CIRCLE UNIT D?+

Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33955 market on paper

$5,750 is 86% below the PUNTA GORDA 33955 median of $41,000, and at $3/sqft it sits under the Punta Gorda average of $233.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

333 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY GROUP OF SW FLORIDA INC · William Fuchs. MLS #C7514007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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