GILL STREET, PUNTA GORDA, FL, 33950
Active534 days on marketListed Feb 6, 2025MLS #C7504802
About this home
GILL STREET
Nestled near the heart of Punta Gorda’s charming historic district, this premium lot offers the perfect blend of heritage and modern convenience. Surrounded by picturesque streets, beautiful waterfront parks, and historic homes, this property is an ideal canvas for building your dream home or investment project. Enjoy walkability to downtown Punta Gorda’s vibrant dining, shopping, and entertainment, as well as easy access to Fishermen’s Village, the Harborwalk, and local marinas. With no HOA restrictions and city utilities available, this lot provides flexibility and potential in one of Southwest Florida’s most sought-after locations. Opportunities like this don’t come often—secure your place in Punta Gorda’s rich history today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near GILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$369,000
3120 Magnolia Way, Punta Gorda FL 33950
3 bd · 2 ba · 89 DOM
Sold · Apr ’26$240,000
3030 Palm Drive, Punta Gorda FL 33950
2 bd · 2 ba · 176 DOM
Sold · Sep ’25$189,900
710 AQUI ESTA DRIVE
2 bd · 2 ba · 988 sqft · $192/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about GILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for GILL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
GILL STREET FAQs
What would the monthly payment be for GILL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on GILL STREET?+
The most recent tax bill on record (2024) was $6,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $390,000, this home is listed about 13% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to GILL STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$390,000 runs 43% above the PUNTA GORDA 33950 median.
02Time on market is leverage
534 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $390,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7504802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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