423 MATARES DRIVE, PUNTA GORDA, FL, 33950
Active1212 days on marketListed Apr 6, 2023MLS #C7473933
About this home
423 MATARES DRIVE
SUMMER FURNISHED RENTAL 2/2/2 - 2 month minimum your choice of May-Nov months) SORRY THIS IS RENTED OVER DEC-MARCH 2027 Off SEASONAL Rent is $2500 and $2000 sec dep. Enjoy STUNNING VIEWS FROM 2 BEDROOM TROPICAL OASIS! Expansive lanai with wet bar and full pool bath. Kitchen is updated with granite counters and stainless steel appliances. Dining room and den opens out to the lanai. Master bedroom boasts king bed and large walk-in closet. Master bath suite has walk-in shower. 2nd bedroom has queen bed perfect for guests. Den has a sleeper sofa. Sparkling heated pool. Prime PGI neighborhood, Relax on the expansive screened lanai that has large dining area that is sheltered with large covered area from sun and weather. Watch the action on the water and pull your own boat up to your deeded dock, sorry lift is not included. Enjoy the shores of Charlotte Harbor with its spectacular sunset views, 54 miles of deep water canals, nature filled sanctuaries, incredible boating, sailing and fishing, a fabulous Downtown quaint Punta Gorda with its' variety of restaurants and shopping, several golf courses, the Pickle Plex and easy access to US-41 and I-75. It's home to many events including a Saturday Farmer's Market, wine walks, art fairs, boat tours, convenient to the Punta Gorda airport, and has 18 miles of bike and pedestrian trails connecting the city. Won't last long includes water, WIFI, pool care, lawn care and the electric (with an elect cap of $200 per month) This will not last long. Sorry no pets.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,650
Sqft
0.28 ac
Lot size
2
Garage
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 07
$2 vs $313
Days on market
1212 vs 59 typical
Where $2/sqft sits among the 7 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
1 of 7
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 423 MATARES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$281,000
1415 COLUMBIAN DRIVE · same community
3 bd · 2 ba · 1,680 sqft · $167/sqft · 4 DOM
Sold · Sep ’25$535,000
805 BRENDA COURT · same community
3 bd · 2 ba · 1,721 sqft · $311/sqft · 198 DOM
Sold · Apr ’26$400,000
820 SANTA MARGERITA LANE · same community
2 bd · 2 ba · 1,551 sqft · $258/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 423 MATARES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 423 MATARES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
423 MATARES DRIVE FAQs
What would the monthly payment be for 423 MATARES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 423 MATARES DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,500, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 423 MATARES DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$2,500 is 99% below the PUNTA GORDA 33950 median of $270,943, and at $2/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1212 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,500, now $2,500 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Libbie Scherer. MLS #C7473933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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