10523 Ladypalm # B, Boca Raton FL 33498, BOCA RATON, FL, 33498
Active46 days on marketListed Jun 30, 2026MLS #B26046886
About this home
10523 Ladypalm # B, Boca Raton FL 33498
Tastefully updated and meticulously maintained, this spacious villa is nestled on a rare oversized cul-de-sac lot of nearly ¼ acre within the amenity-rich, gated 55+ community of Ladypalm at Waterberry in Boca Chase. The home features a beautifully renovated kitchen with quartz countertops, shaker cabinets, and modern finishes. An expansive living room, bright sunroom, and private courtyard patio provide multiple spaces for relaxing or entertaining. The generous master bedroom offers a walk-in closet and ensuite bathroom with a soaking tub and separate shower. The spacious second bedroom opens directly to a private courtyard patio. Roof replaced in 2023. Enjoy a gated community, clubhouse, and pool. HOA covers exterior painting and lawn for only $368! Some photos virtually staged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,660
Sqft
0.2193 ac
Lot size
2
Garage
1985
Year built
1
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs Boca Raton actives
$239 vs $319
Days on market
46 vs 56 typical
Where $239/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Chase
Get to know Boca Raton. See the full Boca Raton guide →
Boca Chase — neighborhood snapshot
Population
3,480
Median age
57
Median income
$85,447
Median home value
$457,503
Avg household
3
Households w/ children
216
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
52 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the BOCA RATON 33498 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10523 Ladypalm # B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$610,000
9549 Aegean Dr, Boca Raton FL 33496
3 bd · 2 ba · 1,659 sqft · $368/sqft · 1 DOM
Sold · Oct ’25$440,000
18218 BOCA WAY DRIVE
3 bd · 2.5 ba · 1,653 sqft · $266/sqft · 66 DOM
Sold · Jun ’26$285,000
10870 Lakemore Lane # 201, Boca Raton FL 33498
3 bd · 2 ba · 1,679 sqft · $170/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10523 Ladypalm # B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10523 Ladypalm # B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10523 Ladypalm # B FAQs
What would the monthly payment be for 10523 Ladypalm # B, Boca Raton FL 33498?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,182/mo — principal and interest, the actual property-tax bill, the $368/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10523 Ladypalm # B, Boca Raton FL 33498?+
The association fee works out to $368 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10523 Ladypalm # B, Boca Raton FL 33498?+
The most recent tax bill on record (2025) was $1,693. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10523 Ladypalm # B, Boca Raton FL 33498?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $397,000, this home is listed about 28% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10523 Ladypalm # B, Boca Raton FL 33498?+
Sunrise Park Elementary School (elementary), Eagles Landing Middle School (middle), Olympic Heights Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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