21218 Lago Circle # H, Boca Raton FL 33433, BOCA RATON, FL, 33433
Active117 days on marketListed Apr 17, 2026MLS #B26016768
About this home
21218 Lago Circle # H, Boca Raton FL 33433
PRICE REDUCED! Beautiful 2nd-floor in Boca Lago w/ serene lake views & breathtaking sunsets! Enjoy a screened balcony perfect for relaxing mornings or evenings overlooking your lake. This lovely unit features a gorgeous updated open-concept kitchen, NEW roof, all assessments paid by seller. Experience a country club lifestyle including Boca golf which is a non-mandatory separate membership. Amenities include 3 pools, pickleball, tennis, & lush park-like surroundings, w/ the community pool just a short walk away. Located in a 24-hour guard-gated 55+ community. Lease right away, Decent HOA fees. Short drive to the beach, multiple restaurants, Boca Town Center Mall, Downtown Mizner and many anchored plazas to choose from! All Disclosures attached Sellers Disclosure, Flood & LBP Disclosure, 2026 Budget, rules and regulations, bi laws, q & a, condo docs, articles of corp.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,216
Sqft
0 ac
Lot size
1978
Year built
2
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Boca Raton actives
$206 vs $321
Days on market
117 vs 56 typical
Where $206/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Lago
Get to know Boca Raton. See the full Boca Raton guide →
Boca Lago — neighborhood snapshot
Population
5,262
Median age
52
Median income
$87,372
Median home value
$369,597
Avg household
2
Households w/ children
547
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the BOCA RATON 33433 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 21218 Lago Circle # H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$240,000
8536 Casa Del Lago # B, Boca Raton FL 33433 · same community
2 bd · 2 ba · 1,216 sqft · $197/sqft · 147 DOM
Sold · Apr ’26$270,000
8450 Casa Del Lago # J, Boca Raton FL 33433 · same community
2 bd · 2 ba · 1,470 sqft · $184/sqft · 124 DOM
Sold · Mar ’26$190,000
9280 Vista Del Lago # G, Boca Raton FL 33428
2 bd · 2 ba · 1,216 sqft · $156/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21218 Lago Circle # H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21218 Lago Circle # H — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
21218 Lago Circle # H FAQs
What would the monthly payment be for 21218 Lago Circle # H, Boca Raton FL 33433?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,616/mo — principal and interest, the actual property-tax bill, the $603/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21218 Lago Circle # H, Boca Raton FL 33433?+
The association fee works out to $603 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21218 Lago Circle # H, Boca Raton FL 33433?+
The most recent tax bill on record (2025) was $3,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21218 Lago Circle # H, Boca Raton FL 33433?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $250,000, this home is listed about 55% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21218 Lago Circle # H, Boca Raton FL 33433?+
Olympic Heights Community High (high), Sandpiper Shores Elementary School (elementary), Eagles Landing Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BOCA RATON 33433 market on paper
$250,000 is 21% below the BOCA RATON 33433 median of $315,000, and at $206/sqft it sits under the Boca Raton average of $502.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $603/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
117 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Olympic Heights Community High, Sandpiper Shores Elementary School, Eagles Landing Middle School, Glades Construction Academy At West Technical — Sandpiper Shores Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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