Kat Bonelli
Short-Term Rental Eligible
$574,900$599,0003 bd2 ba2,274 sqft$253 /sqft$4,917 /mo all-in ↓

9571 Isles Cay Drive, Delray Beach FL 33446, DELRAY BEACH, FL, 33446

Active131 days on marketListed Apr 3, 2026MLS #B26010576

Reduced $24KPrivate poolSingle Family ResidenceFour Seasons/Tivoli Isles,Four Seasons at Delr

About this home

9571 Isles Cay Drive, Delray Beach FL 33446

Welcome to this charming 3-bedroom, 2-bathroom single-story residence in Four Seasons/Tivoli Isles, Delray Beach. The third bedroom does not have a closet, but has plenty of space for a den/office or a conversion to a third bedroom. This thoughtfully designed home offers 2,274 square feet of finished living space, providing comfortable room for everyday living and entertaining. The two-car garage provides convenient parking and storage, while the single-story layout eliminates the need for stairs and offers efficient flow throughout the home. Located in the established Four Seasons/Tivoli Isles community in Delray Beach, this property presents an excellent opportunity for those seeking a well-proportioned residence with practical amenities. The kitchen has granite countertops and 42 inch cabinetry. The kitchen opens up to the Great Room making this home the perfect venue for entertaining friends and family. The primary bedroom has two large walk in closets and the primary bathroom has a double vanity, separate shower and tub. The community Sports Center offers multiple har-tru tennis courts, pickle ball courts, table tennis and bocce. The State of the Art fitness center provides all the equipment you need to provide you with a great workout. Four Seasons of Delray Beach is located in West Delray Beach and close to the Delray Marketplace and just a short ride to the popular downtown Delray Beach,where you will find outstanding restaurants and shopping.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,274

Sqft

0.17 ac

Lot size

2

Garage

2007

Year built

1

Levels

$253

Per sqft

Private poolGarden viewFurniture For Sale,Furniture Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorEntrance Foyer · Pantry · Roman Tub · Volume Ceilings · Walk-In Closet(s) · Attic · Great Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofCurved/S-Tile Roof
ConstructionCBS Construction
ViewGarden
FacesSouth
Parking2 Or More Spaces · Driveway · Parking Garage · No Rv/Boats

Community & fees

HOA fee$733/mo
Taxes (2025)$8,480/yr
PetsYes
CommunityTennis · Buyer Approval Required · Clubhouse · Exercise Room · Management On Site · Mandatory Hoa · Paved Road · Pool · Private Roads · Sauna · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,917 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,102
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$707
HOA fee — from the listing$733
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,490
Interest rate6.00%
Loan term

Estimated payment

$4,917/mo

Principal & interest$3,102
PMI (est., until 20% equity)$216
Property taxes (actual bill)$707
HOA / condo fee$733
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$552KedgeAI estimate $779,777 · range $611K$897K$932K

vs edgeAI estimate

−26.3%

$/sqft vs Delray Beach actives

$253 vs $243

Days on market

131 vs 61 typical

Where $253/sqft sits among the 400 Delray Beach actives

221 · this home
78
22
26
16
37
$97–266$266–436$436–605$605–775$775–944$944+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,750/mo median

MarketDelray Beach
Annual gross at median$33,000
Gross yield on this price5.7%
Homes for rent right now670

Live Delray Beach rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Tivoli Isles

Map of 9571 Isles Cay Drive, Delray Beach FL 33446 inside its neighborhood boundary

Seasons is a short-term-rental community. See the full guide →

Tivoli Isles — neighborhood snapshot

Population

449

Median age

72

Median income

$100,093

Median home value

$665,900

Avg household

2

Households w/ children

11%

For the school run

Palm Beach County School District

ElementaryHagen Road Elementary School★★★★★
MiddleCarver Middle School★★★★★
HighOlympic Heights Community High★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 314% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $574,900 $24K
Apr 3, 2026Listed at $599,000 · 131 days on market since
2007Built · Four Seasons/Tivoli Isles,Four Seasons at Delr

Reality check

What actually sold near 9571 Isles Cay Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9237 Isles Cay Drive, Delray Beach FL 33446Sold · Dec ’25

$855,000

9237 Isles Cay Drive, Delray Beach FL 33446 · same community

4 bd · 2.5 ba · 3,121 sqft · $274/sqft · 16 DOM

9613 Isles Cay Drive, Delray Beach FL 33446Sold · May ’26

$775,000

9613 Isles Cay Drive, Delray Beach FL 33446

3 bd · 2 ba · 2,274 sqft · $341/sqft · 27 DOM

9799 Salty Bay Drive, Delray Beach FL 33446Sold · Jun ’26

$1,050,000

9799 Salty Bay Drive, Delray Beach FL 33446

4 bd · 3 ba · 2,305 sqft · $456/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9571 Isles Cay Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9571 Isles Cay Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Straight answers

9571 Isles Cay Drive FAQs

What would the monthly payment be for 9571 Isles Cay Drive, Delray Beach FL 33446?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,917/mo — principal and interest, the actual property-tax bill, the $733/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9571 Isles Cay Drive, Delray Beach FL 33446?+

The association fee works out to $733 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9571 Isles Cay Drive, Delray Beach FL 33446?+

The most recent tax bill on record (2025) was $8,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 9571 Isles Cay Drive, Delray Beach FL 33446 be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 9571 Isles Cay Drive, Delray Beach FL 33446?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $574,900, this home is listed about 113% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 9571 Isles Cay Drive, Delray Beach FL 33446?+

Hagen Road Elementary School (elementary), Carver Middle School (middle), Olympic Heights Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$574,900 runs 314% above the DELRAY BEACH 33446 median — but at 2,274 sqft it's also nearly twice the size of the typical Delray Beach listing.

02Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $733/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

131 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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